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Writing Samples
Band 6

People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

#people #credit #cards #purchases #outweigh
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Nowadays it is getting common to pay
credit
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cards
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 when
people
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 regularly purchase things rather than cash. One of the reasons is spreading cashless
payment
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 into a variety of shops around the world. In my point of view, the disadvantages of using
credit
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cards
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 outweigh the advantages. One of the advantages of
credit
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cards
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 is useful for both customers and shops. On the side of customers, they do not need to bring cash, and
also
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 withdraw cash from a bank. By the way, on the side of shops, cashless
payment
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 is speedy. Especially, in Japan several years ago, convenience stores or supermarkets started to introduce
this
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payment
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 to cut the long waiting time.
This
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 approach could be increased customer satisfaction.
On the other hand
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, plastic
cards
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 would be caused a waste of money because it is difficult for
people
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 to purchase reasonably by pushing a password of plastic
cards
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. According to a survey of Japanese e-commerce companies,
people
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 who often use these have a tendency to buy something not thinking deeply rather than paying bills. From
this
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 survey, it is difficult for
people
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 do not choose whether
this
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 product is really necessary or not. In conclusion,
credit
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 card
payment
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 has both merits and demerits but the disadvantages of the
payment
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 overwhelm the advantages because it has a bad impact on the home budget. Before using
credit
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cards
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,
people
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 should learn the sense of money.
Submitted by uav025xn on

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Fully explain your ideas

To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

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Topic Vocabulary:
  • Cashless transactions
  • Financial footprint
  • Interest rates
  • Credit score
  • Consumerism
  • Debt accumulation
  • Expenditure tracking
  • Fraudulent activities
  • Overspending
  • Purchase protection
  • Revolving credit
  • Creditworthiness
  • Impulse buying
  • Secured credit card
  • Unsecured credit card
  • Spending limit
What to do next:
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