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Band 6

People today increasingly use credit cards to make monthly purchases. Do the advantages of this outweigh the disadvantages?

#people #credit #cards #purchases #outweigh
Nowadays it is getting common to pay
credit
cards
 when
people
 regularly purchase things rather than cash. One of the reasons is spreading cashless
payment
 into a variety of shops around the world. In my point of view, the disadvantages of using
credit
cards
 outweigh the advantages. One of the advantages of
credit
cards
 is useful for both customers and shops. On the side of customers, they do not need to bring cash, and
also
 withdraw cash from a bank. By the way, on the side of shops, cashless
payment
 is speedy. Especially, in Japan several years ago, convenience stores or supermarkets started to introduce
this
payment
 to cut the long waiting time.
This
 approach could be increased customer satisfaction.
On the other hand
, plastic
cards
 would be caused a waste of money because it is difficult for
people
 to purchase reasonably by pushing a password of plastic
cards
. According to a survey of Japanese e-commerce companies,
people
 who often use these have a tendency to buy something not thinking deeply rather than paying bills. From
this
 survey, it is difficult for
people
 do not choose whether
this
 product is really necessary or not. In conclusion,
credit
 card
payment
 has both merits and demerits but the disadvantages of the
payment
 overwhelm the advantages because it has a bad impact on the home budget. Before using
credit
cards
,
people
 should learn the sense of money.
Submitted by uav025xn on

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    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
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    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
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    • Sentence 2 - Example
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Essentional vocabulary list for IELTS Writing 7+

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Topic Vocabulary:
  • Cashless transactions
  • Financial footprint
  • Interest rates
  • Credit score
  • Consumerism
  • Debt accumulation
  • Expenditure tracking
  • Fraudulent activities
  • Overspending
  • Purchase protection
  • Revolving credit
  • Creditworthiness
  • Impulse buying
  • Secured credit card
  • Unsecured credit card
  • Spending limit
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