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Band 8

In many countries, paying for things using mobile phone (cell phone) app is becoming increasingly common. Does this development have more advantages or more disadvantages?

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It is often argued that payments by using mobile phones are becoming normal worldwide.
This
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 makes
individuals
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 carry on fewer things preventing losing them as well as it is easier to manage
bank
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accounts
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 from anywhere.
However
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, if the smartphone has been lost, their money is at risk. The following paragraphs will highlight the upsides and downsides of both views and some relevant examples.
First
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 of all, the main advantage is that smartphones have become extremely useful for a lot of things
such
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 as communication, work, and controlling
people
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's own
bank
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accounts
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. The app
bank
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 can help in many ways, especially to get controlled from anywhere.
For instance
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,
people
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 who love shopping can easily check on their wages to make sure they could spend more while in a store or in a restaurant.
Moreover
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,
individuals
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 do not need to go out with a huge bag to carry all their stuff as nowadays the mobile phone has everything in it
such
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 as carrying five cards in the wallet.
Therefore
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, apps are making lives easier. Despite these advantages,
individuals
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 keep all their information on smartphones
such
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 as passwords, contacts and
also
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 access to their
bank
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accounts
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.
This
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 can be immensely dangerous to lose the device as stolen the assessment of everything.
For example
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, if a man accidentally leaves his mobile phone on the trem and someone takes it, the person could not only have the man's information but
also
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 spend his money buying a lot of things with his card.
In addition
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, the stiff can contact
people
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 pretending he is the man who has lost his device. For that reason, having a
bank
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 account logged on smartphones can be a big disadvantage. To conclude, in my opinion,
although
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 the apps can facilitate stolen, there are more advantages as
people
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 can have more control over their
accounts
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 and it is
also
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 easier for daily life. To make it securer,
individuals
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 should use methods of protection that are available as apps as well.

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