Today, many people use the internet and smartphones to transfer money to friends, family, and businesses. Is this a positive or negative development?

#people #internet #smartphones #transfer #money #friends #businesses #development

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To begin

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with, there is no doubt that smartphones are an inevitable part of our lives now. They are so many things that a person can enjoy because of these devices. Many people are of the view that mobile phones are wonderful when it comes to transferring money.

However

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, there is a section of the population that believes that using the internet can do more harm than good. I think in today's era of globalisation,

this

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is a positive change that needs to be appreciated.

Firstly

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, since cyberspace makes everything borderless, it does not matter what country you are living in as long as you have an account, a credit or a debit card. You are free to buy anything and everything online.

This

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saves a lot of time. To illustrate, some humans have kids that live abroad. So in a situation where they have to send some capital, they can always rely on online resources

such

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as bank transfers.

Moreover

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, the innovation of applications

such

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as Paytm and Phonepay has made it more convenient for a layman.

Additionally

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, the introduction of these has helped a lot of businesses to go cash-free.

For example

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, the government of India came up with the idea of digitalising India in 2018 to curb the situation of black money.

Subsequently

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, changes were made in the banking sectors and people were motivated to install these apps and go cashless.

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there are many advantages to using digital payment methods, there is one major disadvantage that we can not ignore. When we use any of these payment gateways, our personal information like our name and card details end up getting saved on the Internet.

This

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can be hacked and leaked by other people.

Similarly

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this

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also

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leads to a higher chance of getting scammed. In conclusion, even though there are both positive and negative sides to using the information highway for payment purposes. I feel its merits outweigh the demerits which makes it an optimistic development indeed. After all, convenience always triumphs over everything at

last

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Submitted by sukhmandh18 on Wed Nov 30 2022

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Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 9.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 9.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

340 words

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Today, many people use the internet and smartphones to transfer money to friends, family, and businesses. Is this a positive or negative development?

Some people believe that entertainers are paid too much and their impact on society is negative, while others disagree and believe that they deserve the money that they make because of their positive effects on society. Discuss both opinions and give your own opinion.

Some people think the government funding should not be used for supporting art and culture. Others think supporting cultural activities may be beneficial for the population and the culture. Discuss both views and give your own opinion.

Celebrities are usually famous for glamour and wealth rather than their achievements. Some say taking them as an example can be dangerous for young people. To what extent do you agree or disagree?

Students from poor background such as rural areas often find it difficult to access to university education, so people think universities should make it especially easy for them to study at. To what extent do you agree or disagree?