Online currencies have become more common in recent years. Why is this? Is this a positive or negative development?

Digital currencies
are
Verb problem
have become
show examples
more popular in recent decades because they are easy to use and more reliable than physical
money
. In my opinion,the profits outweigh the drawbacks
due to
their usefulness. Using digital wallets is simple and widely accepted in many countries.
People
can pay instantly
while
they are shopping online or at the supermarket.
In addition
, an increasing number of online payment platforms enable
people
to choose various options and they can obtain some benefits like cash-back bonuses .
Although
some platforms may be difficult for older
people
, most applications are user-friendly and easy to manage . In the UK,
for example
, many older
people
are using online currencies with the help of their grandchildren.
Consequently
, a large number of digital currency companies target not only young
people
but
also
senior citizens. It is true to say that digital wallets are more reliable than physical banknotes.
People
are not required to worry about crimes like theft or robberies.
In addition
, when
people
are travelling across the world , they do not need to exchange physical
money
in the host country because most countries
are accepted
Wrong verb form
accept
show examples
digital
money
instead
of physical notes. In Thailand ,
for instance
, the government encourage tourists to use cashless payment rather than cash because they can trace every transition to protect against possible
money
laundering.
As a result
, authorities can manage their financial and
economical
Replace the word
economic
show examples
issues effectively.
To conclude
, digital
money
is more common these years because they are simple and reliable. They may have some drawbacks ,
however
, we can clearly see their advantages outweigh the disadvantages.
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task response
Ensure a more thorough exploration of the drawbacks of digital currencies to provide a balanced view.
coherence and cohesion
The essay overall lacks a clear introduction and conclusion.
Topic Vocabulary:
  • Digital wallet
  • Decentralization
  • Cryptocurrency
  • Blockchain
  • E-commerce
  • Fiat currency
  • Financial inclusion
  • Cross-border transactions
  • Volatility
  • Smart contracts
  • Decentralized Finance (DeFi)
  • Mining
  • Energy consumption
  • Pseudo-anonymous
  • Regulatory challenges
  • Financial privacy
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