The costs of medical health care are increasing all the time. Governments are finding it difficult to balance the health care budget. Should citizens be totally responsible for their own health costs and take out private health insurance, or is it better to have a comprehensive health care system, which provides free health services for all?

According to
the database of the
health
insurance
bureau, National
Health
Insurance
in Taiwan costs an average of 800 billion in 2022, the expenditure was rising year by year, it was in debt for continuous fifth
years
, and the financial gap in the past five
years
has reached as high as 916 billion. The government of Taiwan was considering increased
health
insurance
fees, that was originally scheduled to increase on May 15th, 2022, but were postponed
due to
COVID-19. Tracing back to National
health
insurance
which was begun on March 1st, 1995, the population who visit hospitals just only pay one-tenth of medical expenses,
nevertheless
the cheap, good quality and convenient service have positive benefits for the community,
on the other hand
, it is effective the crisis in the past 28
years
. As a matter of fact, the government should take care of communities which are vulnerable groups, so
this
policy could support them with no need to worry about expensive fee of medical,
however
, most societies squandered their resources because of the low-price medical fees. I think most citizens should be totally responsible for their own
health
costs and take out private
health
insurance
, for the purpose of decreasing the debt of
the
Correct article usage
apply
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government, the medical
insurance
policy should be changed or amending the law after 28
years
, and the whole environment was changing, the old regulation should not be used in the new generation. Personal medical
insurance
may cover the self-paid procedures which public
insurance
doesn’t pay off. Private
insurance
provides a better quality surgical intervention and expensive remedy. For another example, curing cancer may need to receive immunity therapy or target therapy which is expensive and some of the medications not include in national
health
insurance
. To summarize the article, there were two sides to one thing, every choice made a different result. The advantage of a comprehensive
health
care system, which provides free
health
services for all, in order to cover everyone I think it was a useful policy,
however
, it must be to increase taxes on citizens, unless the situation will be worse.
Submitted by workthing5421 on

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