The costs of medical health care are increasing all the time. Governments are finding it difficult to balance the health care budget. Should citizens be totally responsible for their own health costs and take out private health insurance, or is it better to have a comprehensive health care system, which provides free health services for all?

According to

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the database of the

health

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insurance

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bureau, National

Health

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Insurance

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in Taiwan costs an average of 800 billion in 2022, the expenditure was rising year by year, it was in debt for continuous fifth

years

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, and the financial gap in the past five

years

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has reached as high as 916 billion. The government of Taiwan was considering increased

health

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insurance

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fees, that was originally scheduled to increase on May 15th, 2022, but were postponed

due to

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COVID-19. Tracing back to National

health

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insurance

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which was begun on March 1st, 1995, the population who visit hospitals just only pay one-tenth of medical expenses,

nevertheless

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the cheap, good quality and convenient service have positive benefits for the community,

on the other hand

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, it is effective the crisis in the past 28

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. As a matter of fact, the government should take care of communities which are vulnerable groups, so

this

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policy could support them with no need to worry about expensive fee of medical,

however

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, most societies squandered their resources because of the low-price medical fees. I think most citizens should be totally responsible for their own

health

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costs and take out private

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insurance

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, for the purpose of decreasing the debt of

the

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apply

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government, the medical

insurance

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policy should be changed or amending the law after 28

years

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, and the whole environment was changing, the old regulation should not be used in the new generation. Personal medical

insurance

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may cover the self-paid procedures which public

insurance

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doesn’t pay off. Private

insurance

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provides a better quality surgical intervention and expensive remedy. For another example, curing cancer may need to receive immunity therapy or target therapy which is expensive and some of the medications not include in national

health

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insurance

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. To summarize the article, there were two sides to one thing, every choice made a different result. The advantage of a comprehensive

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care system, which provides free

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services for all, in order to cover everyone I think it was a useful policy,

however

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, it must be to increase taxes on citizens, unless the situation will be worse.