In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash?

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In recent years, the widespread use of credit and debit cards,
as well as
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mobile payment systems, has led some experts to predict that
cash
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payments
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could eventually disappear entirely.
This
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essay will argue that it is likely that
cash
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payments
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will eventually be phased out in favour of electronic
payments
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.
However
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, it will
also
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examine why some
individuals
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may be hesitant to give up
cash
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. One of the primary reasons why
cash
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payments
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may be on the way out is that electronic
payments
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are becoming increasingly convenient and secure. The rise of contactless
payments
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and mobile wallets,
for example
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, has made it faster and easier for
individuals
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to make purchases without the need to carry physical
cash
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.
Additionally
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, electronic
payments
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offer improved security over traditional
cash
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payments
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, which are more vulnerable to theft and counterfeiting. With the prevalence of cybercrime, electronic
payments
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can provide an extra layer of security by ensuring that transactions are encrypted and less prone to fraud.
Moreover
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, electronic
payments
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also
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offer greater accountability and transparency, which can help prevent illegal activities
such
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as money laundering and tax evasion. Electronic
payments
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can be easily tracked, and transaction records can be used to monitor financial activities and identify any suspicious behaviour.
This
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can help regulatory authorities to detect and prevent financial crimes, making electronic
payments
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a more attractive option for governments and policymakers.
However
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, some
individuals
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may be hesitant to give up
cash
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for a variety of reasons.
For example
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, older
individuals
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who are not as familiar with technology may struggle to adapt to electronic
payments
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.
Additionally
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, some
individuals
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may be concerned about privacy and the possibility of having their financial data tracked and monitored. Others may simply prefer the tangible nature of
cash
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and the sense of control it provides over their spending. In conclusion,
while
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it is likely that
cash
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payments
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will eventually become less prevalent, some
individuals
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may be reluctant to give up the use of physical currency.
However
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, the advantages offered by electronic
payments
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,
such
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as greater convenience, security, accountability, and transparency, suggest that the move toward a cashless society is a positive development. Ultimately, the transition to electronic
payments
Use synonyms
will depend on how successfully policymakers and financial institutions can address the concerns of those who are hesitant to embrace
this
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change.
Submitted by a.solyman85 on

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Topic Vocabulary:
  • digital payments
  • convenient
  • efficiency
  • reduce crime
  • tangibility
  • privacy
  • limited access to technology
  • job losses
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