In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or disadvantages?

#countries #phone #cellphone #apps #development

The rise of financial technology enables

people

in many countries to use mobile wallets and banking

apps

in their daily life. I believe

this

trend brings tangible benefits to both businesses and individuals.

First,

mobile

apps

foster financial inclusion for everyone, especially the unbanked population in developing countries by providing a secure, cheaper and faster way of storing and transferring money.

People

can store money, pay bills, and peer-to-peer transfers (P2P) conveniently at the tip of their fingers even if they don’t have any bank account, credit, or debit cards.

Also

, carrying around a large amount of cash can cause accidental loss and invite unwanted theft.

Finally

, individuals can save money by using mobile wallets as businesses offer discounts, promotions and instalments to attract more transactions on their platforms.

Second,

the development of mobile payment

apps

promotes a sustainable economy by enhancing financial exchanges worldwide. Nowadays the majority of buying and selling activities take place on e-commerce platforms. Without mobile payment services, there aren’t likely online business transactions. To illustrate, most

people

in China use WeChat pay rather than physical cash for both online and offline purchases.

Moreover

, businesses benefit from efficient and cheaper cross-border transfer services of mobile

apps

as an alternative to traditional banking systems.

For example

, previously if we wanted to make the telegraphic transfer, we needed to go down to the nearest branch to fill up the paperwork.

In contrast

, we can just log in to our mobile

apps

and make transfers instantly. In conclusion, the use of mobile phone

apps

for payments brings numerous advantages to

people

in many countries.

Submitted by myothwekhine on Tue Mar 28 2023

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Include an introduction and conclusion

A conclusion is essential for IELTS writing task 2. It is more important than most people realise. You will be penalised for missing a conclusion in your IELTS essay.

The easiest paragraph to write in an essay is the conclusion paragraph. This is because the paragraph mostly contains information that has already been presented in the essay – it is just the repetition of some information written in the introduction paragraph and supporting paragraphs.

The conclusion paragraph only has 3 sentences:

Summary
Restatement of thesis
Prediction or recommendation

Example:

To summarize, a robotic teacher does not have the necessary disciple to properly give instructions to students and actually works to retard the ability of a student to comprehend new lessons. Therefore, it is clear that the idea of running a classroom completely by a machine cannot be supported. After thorough analysis on this subject, it is predicted that the adverse effects of the debate over technology-driven teaching will always be greater than the positive effects, and because of this, classroom teachers will never be substituted for technology.

Start your conclusion with a linking phrase. Here are some examples:

In conclusion
To conclude
To summarize
Finally
In a nutshell
In general

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8Linking words
meeting the goal of 7 or more
2Word repetition
meeting the goal of 3 or fewer
0Grammar mistakes
 

4 paragraphs

265 words

0123456789.0505

Overall Band Score

Coherence and Cohesion: 6.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 8.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 7.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

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Topic Vocabulary:

convenience
safety
security
time-saving
cashless transactions
dependence on technology
privacy concerns
accessibility issues
financial vulnerability

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In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or disadvantages?

Include an introduction and conclusion

In many countries, paying for things using mobile phone app is becoming increasingly common. Does these development have more advantages or disadvantages?

Some countries import a large amount of food from other parts of the world. To what extend is this a positive or negative trend?

Some countries have introduced laws to limit the working hours that an employer can ask from an employee. Why are these law introduced? Is this a positive or negative trend?

With recent developments in technology like e-books, some people feel that printed media like books, newspaper and magazines will soon be a thing of the past. Others feel that these forms of media will never disappear. What is your opinion?

Some people believe that it is good for a country’s culture to import foreign movies and TV programmes. Others think that it is better to produce these locally. Discuss both views and give your own opinion.