Do you agree or disagree with the following statement: Poor people, is poor because they want to be poor

There are multiple reasons behind social inequality and

poverty

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.

Although

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many

people

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feel that

poverty

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is a personal decision, I totally disagree with

this

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statement

due to

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the challenges that financial and

education

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systems represent for low-incoming

people

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to improve their economic conditions. I feel

this

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way for two main reasons, which I will explore in the following paragraphs.

Firstly

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, the successful development of new companies and businesses in many cases depends on a bank load. Indeed, even the most revolutionary ideas required funding for their achievement. In

this

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sense, poor

people

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have more obstacles to getting a loan

due to

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bad or nonexistent credit records.

For example

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, my family took the decision to open a restaurant a few years ago. Despite my mother being an amazing chef, the banks rejected all our requests because we did not have enough financial recommendations to get the load.

For

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this

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reason, it was impossible that my family made reality their dream to have a restaurant and improve our economy and that of other

families

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.

Secondly

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, high-quality

education

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is fundamental to getting jobs with high salaries.

However

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, low-incoming

families

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' children have few opportunities to study

due to

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they are obligated to work and get some money for their

families

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.

Further

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, if they have the chance to study, it would be in low-quality schools and universities.

Thus

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,

this

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reduces the options of millions of

families

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to overcome

poverty

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around the world. Indeed, countries with less

education

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index

also

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show a high proportion of their inhabitants with incoming below the

poverty

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line.

For instance

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, my country is a good example of

this

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situation. In Colombia, more than 50% of the population does not have access to three foods a day evidencing the precarious economical context of millions of

families

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. At the same time, only two of the ten studies that finished high school get a professional

education

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.

This

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example demonstrates how in Colombia

as well as

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in many countries the low accessibility to good

education

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is directly related to

poverty

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. In summary, I strongly believe that despite personal decisions having a significant role in our finances, access to a bank load and high-quality

education

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are determinants of the economic success of

people

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.