Do you agree or disagree with the following statement: Poor people, is poor because they want to be poor

There are multiple reasons behind social inequality and

poverty

.

Although

many

people

feel that

poverty

is a personal decision, I totally disagree with

this

statement

due to

the challenges that financial and

education

systems represent for low-incoming

people

to improve their economic conditions. I feel

this

way for two main reasons, which I will explore in the following paragraphs.

Firstly

, the successful development of new companies and businesses in many cases depends on a bank load. Indeed, even the most revolutionary ideas required funding for their achievement. In

this

sense, poor

people

have more obstacles to getting a loan

due to

bad or nonexistent credit records.

For example

, my family took the decision to open a restaurant a few years ago. Despite my mother being an amazing chef, the banks rejected all our requests because we did not have enough financial recommendations to get the load.

For

this

reason, it was impossible that my family made reality their dream to have a restaurant and improve our economy and that of other

families

.

Secondly

, high-quality

education

is fundamental to getting jobs with high salaries.

However

, low-incoming

families

' children have few opportunities to study

due to

they are obligated to work and get some money for their

families

.

Further

, if they have the chance to study, it would be in low-quality schools and universities.

Thus

,

this

reduces the options of millions of

families

to overcome

poverty

around the world. Indeed, countries with less

education

index

also

show a high proportion of their inhabitants with incoming below the

poverty

line.

For instance

, my country is a good example of

this

situation. In Colombia, more than 50% of the population does not have access to three foods a day evidencing the precarious economical context of millions of

families

. At the same time, only two of the ten studies that finished high school get a professional

education

.

This

example demonstrates how in Colombia

as well as

in many countries the low accessibility to good

education

is directly related to

poverty

. In summary, I strongly believe that despite personal decisions having a significant role in our finances, access to a bank load and high-quality

education

are determinants of the economic success of

people

.