In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

It is often argued that cashless

payment

provided a convenient

payment

method

to

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for

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everyone.

However

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,However

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as to whether it is a blessing or curse, there arises a heated debate among people. As far

I’m

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as I’m

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concerned, everything often comes with pros and cons just as

mobile

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does mobile

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payment

as well.

Firstly

, one of the central

reason

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reasons

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people always found it convenient is that bank notes are no longer necessary to complete a

payment

.

Secondly

, it is worth mentioning that cashless

payment

allows us to carry out online shopping which instantly

providing

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provides

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a second option for us to shop. Not only

this

, but we can perform fund

transaction

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transactions

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within

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apply

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locally or without having

a

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apply

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visit to the bank.

For instance

, I can pay for a hotel that

located

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is located

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in

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apply

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overseas prior to the holiday without purposely

travel

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travelling

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to that country. Unfortunately, scam issues have been highly reported recently due

inadequate

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to inadequate

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security measures provided by banks. Another common

critic

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criticism

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is that certain online

payment

requires the connection of

network

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a network

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in order to complete it.

Thus

, rural areas have

also

become one of the limitations as the server are generally weaker compared to the city areas. It is

also

worth mentioning that old folks

are

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apply

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highly preferable to complete their

payment

by cash rather than cellphone as the majority agreed that the invention is way more complicated than cash. Despite cashless payments contain several drawbacks but its multifold advantages shouldn’t be denied. In conclusion,

according to

the examples and

argument

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arguments

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given, I personally agree that mobile payments are more convenient compared to traditional

payment

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payments

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. In future, we will certainly see

government

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the government

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take greater

measure

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measures

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to improve the security of banking for the well-being of

community

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the community

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.