In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

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It is often argued that cashless
payment
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provided a convenient
payment
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method
to
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for
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everyone.
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However
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,However
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as to whether it is a blessing or curse, there arises a heated debate among people. As far
I’m
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as I’m
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concerned, everything often comes with pros and cons just as
mobile
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does mobile
show examples
payment
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as well.
Firstly
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, one of the central
reason
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reasons
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people always found it convenient is that bank notes are no longer necessary to complete a
payment
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.
Secondly
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, it is worth mentioning that cashless
payment
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allows us to carry out online shopping which instantly
providing
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provides
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a second option for us to shop. Not only
this
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, but we can perform fund
transaction
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transactions
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within
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apply
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locally or without having
a
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apply
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visit to the bank.
For instance
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, I can pay for a hotel that
located
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is located
show examples
in
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apply
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overseas prior to the holiday without purposely
travel
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travelling
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to that country. Unfortunately, scam issues have been highly reported recently due
inadequate
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to inadequate
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security measures provided by banks. Another common
critic
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criticism
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is that certain online
payment
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requires the connection of
network
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a network
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in order to complete it.
Thus
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, rural areas have
also
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become one of the limitations as the server are generally weaker compared to the city areas. It is
also
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worth mentioning that old folks
are
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apply
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highly preferable to complete their
payment
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by cash rather than cellphone as the majority agreed that the invention is way more complicated than cash. Despite cashless payments contain several drawbacks but its multifold advantages shouldn’t be denied. In conclusion,
according to
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the examples and
argument
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arguments
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given, I personally agree that mobile payments are more convenient compared to traditional
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payment
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payments
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. In future, we will certainly see
government
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the government
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take greater
measure
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measures
show examples
to improve the security of banking for the well-being of
community
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the community
show examples
.
Submitted by coffeelimzhi on

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Answer the 'Advantages and Disadvantages' topic

IELTS advantages and disadvantages questions normally give you a statement and ask you to comment on the advantages and disadvantages of that statement.

Answer structure for the type of essay

  • Introduction
  • Body paragraph 1 – advantages
  • Body paragraph 2 – disadvantages
  • Conclusion

Examples to start your body paragraph:

  • The main advantage is...
  • The disadvantage of this...
  • The main benefit...
  • Despite these advantages...
  • One possible drawback...

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Topic Vocabulary:
  • convenience
  • safety
  • security
  • time-saving
  • cashless transactions
  • dependence on technology
  • privacy concerns
  • accessibility issues
  • financial vulnerability
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