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Writing Samples
Band 7

Many people prefer to spend all the money they earn and not save any thing. What are the reasons for this? Is this a positive or negative development? Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Nowadays, many
people
Use synonyms
 love to spend all of their income
instead
Linking Words
 of saving. There are many reasons behind
this
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 change. In
this
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 essay, I will examine both perspectives and argue that
this
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 is a negative development. The current generation believes in living the life to full extent. Over the years, the way of living has
been
Unnecessary verb
apply
show examples
changed, and most
people
Use synonyms
 like to spend all their money to make their lifestyle better in any way possible.
For instance
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,
people
Use synonyms
 spend fortunes on expensive cars and big houses.
Additionally
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, they buy branded clothes or expensive phones.
This
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 makes them happy as they feel satisfaction by doing it.
Moreover
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,
due to
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 exposure to social apps,
people
Use synonyms
 like to show off their way of life to society. To illustrate, many
people
Use synonyms
 buy expensive phones or take extravagant holidays to experience exotic foods and locations for the sake of acknowledgement on social media in spite of low salaries. They don't understand the idea of influence.
As a result
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, they live on credit cards or take loans and go into debt which leads to stress and
cause
Correct subject-verb agreement
causes
show examples
 many health and relationship problems.
However
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,
this
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 behaviour can be detrimental in the long run.
People
Use synonyms
 who do not save money may struggle with unexpected expenses or emergencies.
To conclude
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, I would argue that
people
Use synonyms
 should spend all the money they earn. I believe that the main reason behind
this
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 negative development is the acceptance
people
Use synonyms
 seek
on
Change preposition
in
show examples
 the virtual world of the internet.
By contrast
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, everyone should be financially smart and try to save some amount of their income and stay debt-free.

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