Number of people are increasingly using credit cards. Do the advantages of this outweigh the disadvantage?

As per the current situation, several men and women believe that

credit

cards

are harmful. I firmly believe that the advantages outweigh the disadvantages. In

this

essay, I will provide more detail from my perspective. As we all know, technology is rushing what I mean is technology has been improving day by day. In

this

way, We have more opportunities compared to recent years

such

as online shopping. Nowadays, individuals who are over 18 years old generally use

credit

cards

instead

of cash money. Using cash is not popular in the modern world.

To begin

with,

credit

cards

have a vital position in our life. If we do not have enough money for something, we can apply an instalment to a

credit

card as long as we have it. Online shopping has become an important part of our lives, especially since COVID-19. A large number of folks use online shopping

instead

of going to the shopping centre. The concept of time has become more significant. People do not want to spend time in shopping centres and they shop online using a

credit

card easily.

On the other hand

, using a

credit

card can bring some issues. Unnecessarily spent money might cause stress, health problems, and

also

anxiety.

To sum up

, the developing technology parallel to the use of

credit

cards

has increased. There are many benefits and some drawbacks. As I mentioned before, the concept of time has been becoming more essential in our life. Every individual should make their life easier. One of the main steps which should be done is to notice our opportunities. I firmly believe that our future will be more restful.