In many countries, paying for things using mobile phoned (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

#countries #cellphone #apps #development

Utilizing cellphone applications for the purpose of going through a financial transaction or making a purchase is increasingly gaining momentum worldwide.

This

recent trend presents both opportunities and challenges. From my perspective, the risks imposed by

this

trend make its positive contributions fade in comparison. In terms of advantages, the two primary added-value of mobile-based software are convenience and swiftness. In the previous decades, if an individual wished to make a purchase, or any other type of monetary exchange, they had to ensure that they had enough physical money (Cash) at their disposal at the time of the exchange;

whereas

, nowadays, people can see any financial transaction, let alone online

purchases

, through with either debit cards or credit cards, which eliminate the hassle of traditional means of transferring money;

hence

, a more convenient process.

In addition

, these apps require substantially less in order to transfer the funds to the receiver;

therefore

, these pros make for a quick and easy process that greatly appeals to the end-users

On the other hand

, purchasing via mobile apps is critiqued for two issues, which are generally associated with electronic transactions.

Firstly

, people who opt to make frequent transactions and

purchases

through these applications, are at comparatively higher risks of fraud and theft, as their banking and personal information is stored in the e-commerce platforms’ databases, which are prone to frequent attacks by hackers.

Furthermore

, there are many, myself included, who believe the ease of online shopping makes them vulnerable to over-shopping; as the wide range of options online may entice many to make frivolous

purchases

, and suffer financial consequences. In the final analysis,

although

the user-friendly nature and accessibility of mobile apps may make a case for a pleasant shopping experience, they may

also

result in not only unnecessary

purchases

but

also

increased vulnerability to digital theft.

Therefore

, it is

for

this

reason that I believe that their cons far outweigh their pros.

Submitted by shojaeikasra123 on Wed May 17 2023

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Sentence 3 - Thesis
Sentence 4 - Outline sentence

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Sentence 1 - Topic sentence
Sentence 2 - Example
Sentence 3 - Discussion
Sentence 4 - Conclusion

Paragraph 3 - Second supporting paragraph

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11Linking words
meeting the goal of 7 or more
1Word repetition
meeting the goal of 3 or fewer
0Grammar mistakes
 

4 paragraphs

319 words

0123456789.0505

Overall Band Score

Coherence and Cohesion: 4.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 8.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 4.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

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In many countries, paying for things using mobile phoned (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

Fully explain your ideas

Difference between countries is becoming less evident each year. Nowadays, all over the world people share some fashions, advertising, brands, eating habits and tv channels. Do the advantages of this trend outweigh the disadvantages?

Some People Think Paying Taxes Is a Big Enough Contribution to Society, While Others Think People Have More Responsibilities As Members of Society Than Only Paying Taxes. Discuss Both Views and Give Your Opinion.

It is observed that in many countries not enough students are choosing to study science as a subject. What are the causes? And what will be the effects on society?

Some people think that universities should provide graduates with the knowledge and skills needed in the workplace in the future. Others think the true function of a university is to provide access to knowledge for its own sake. What do you think are the main functions of a university?