Some people today feel that physical money will no longer be used in the future. Others feel it will still have some uses. Discuss both sides and give your own opinion.

In many countries, online transactions are increasing rapidly. Even for buying small things, people are preferring online payment.
This
essay discusses why physical
cash
will no longer be required in future and
also
the issues involving online bill payments.
Firstly
, every person is using a smartphone nowadays, which led to
using
Wrong verb form
the use of
show examples
multiple payment applications
widely
Rephrase
apply
show examples
. There are many offers and cashback offered by these applications, which attracts major audiences to use these apps.
Secondly
, even groceries are delivered directly to our doorstep through online grocery apps.
This
resulted in a major decline in physical currency.
For example
, If we go to a small grocery store and
we
Correct pronoun usage
apply
show examples
purchase items in
cash
, the store owner lacks the physical money to give the change back because they are
too
Rephrase
also
show examples
receiving most payments in
cash
.
Nevertheless
, online transactions have their disadvantages. People are not realising that they are spending more money when they are using online transfers. There is an increase in scams where they are trying to hack a phone and get all the details of a person's identity and their account numbers. In terms of solutions, I believe the government should be largely responsible.
For example
, there should be a limit of transactions per month. Money applications need to be properly certified by the government which would
also
be beneficial. Naturally, individuals should
also
try to address these problems. One way is to put pressure on the government to ensure they tackle the problems by forming awareness groups, especially for an
elder
Replace the word
elderly
show examples
group of people which can help reduce the high levels of crime.
To conclude
, we need to have a balance in handling physical
cash
and the bill we are transferring online.
Submitted by avssrde on

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task response
Ensure that the introduction clearly states both sides of the argument and your opinion. Also provide a clear conclusion that summarizes your main points.
coherence
Work on structuring your paragraphs in a logical and coherent way. Use transition words and phrases to connect your ideas more effectively.
lexical resource
Expand your range of vocabulary to express ideas more precisely and effectively. Also, work on using more academic and formal language.
grammatical range
Pay attention to your use of grammar, punctuation, and sentence structure. Try to vary your sentence structures and use complex sentences where appropriate.

Your opinion

Don’t put your opinion unless you are asked to give it.

If the question asks what you think, you MUST give your opinion to get a good score.

Don’t leave your opinion until the conclusion.

Here are examples of instructions that require you to give your opinion:

...do you agree or disagree?...do you think...?...your opinion...?

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Topic Vocabulary:
  • financial security
  • safety net
  • unforeseen circumstances
  • emergencies
  • future investments
  • retirement planning
  • financial discipline
  • habit of saving
  • amassing wealth
  • substantial fund
  • opportunity cost
  • additional income
  • inflation
  • purchasing power
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