Students in some countries leave school without good understanding of how to manage their money. What do you think are the reasons? What are the solutions to this problem?

It is true that most
students
have been managing their finances incorrectly after graduation. There are a variety of possible reasons for
this
,
while
steps can definitely be taken to tackle the problem. In my view, several main factors are to blame for young people’s lack of capacity for money management.
Firstly
, financial literacy is generally not included in the curriculum. Leaving only
students
majoring in business-related disciplines with the opportunity to learn about finance.
Secondly
, some
students
from low-income families may have limited exposure to commercial concepts and practical experience. Some parents do not pay attention to their children's financial management ability, they may encounter some financial frauds.
Finally
, there is a lack of opportunities for graduates to apply financial knowledge in real situations.
Students
’ lack of ability to manage expenditures can certainly be improved. My suggestion is to make financial courses a mandatory part of the university curriculum.
Students
should learn how to manage their living expenses effectively until they are able to set up their own financial allocation on
yearly
Correct article usage
a yearly
show examples
basis after graduation.
Also
, implement hands-on workshops and real case studies for
students
to practice money management, and use related applications and online tools to make learning interactive and engaging. At the same time, it is recommended to provide clubs and
after extra school
Correct your spelling
after-school
show examples
programs that focus on business education and entrepreneurship, enabling
students
to fully comprehend concepts from real-life cases. In conclusion, a
rage
Correct your spelling
range
show examples
of measures can be taken to tackle the problems so that
students
better manage their money in the future.
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To improve task response, consider including more specific examples or case studies that illustrate the points more vividly. For instance, providing an example of a country where financial literacy is part of the curriculum could strengthen the argument.
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coherence cohesion
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