In many countries, paying for things using mobile phones is becoming increasingly common. Does this development have more advantages or disadvantages?

#countries #phones #development

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With the advancement of technology, countries have started accepting electronic

payments

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in exchange for products. Some might believe it adds greater value to the country's economic growth,

whereas

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, others might feel differently.

This

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essay will talk about both the pros and cons of using mobile phones for funds transfers. To commence, I would spare some light on the advantages of using electronic

payments

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Firstly

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, it is fast, followed by reliable and can be tracked.

For instance

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, a recent study has shown a profitable growth of Gross Domestic Product for developing countries through funds generated by the taxpayers, because the government has replaced cash

payments

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with wire transactions which can be tracked for every single penny.

For example

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, the Indian Prime Minister introduced multiple online banking applications helping government officers to keep an eye on business transactions for local shop owners who were hiding their actual income by making deals in cash.

However

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, there are even disadvantages associated with these online fund transfers. One of them which comes to mind is an adverse effect on local shop owners.

For instance

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, there are many apps easily available on the Play Store or the Apple Store where one can create a fake screenshot indicating that the payment has been successfully transferred which could be misleading and can even lead to shut of the small-scale business owner

due to

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the lack of funds to pay in return of the product requested by the supplier.

Therefore

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, these applications should be banned by the countries and their developer should be fined a hefty amount.

To conclude

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, online

payments

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are the future, but some measures have to be taken by government officials and training sessions are required make to generate awareness about the possible problems with these wire transactions.

Submitted by pulkitkatira on Sat Jul 15 2023

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9
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meeting the goal of 7 or more
1
Word repetition
meeting the goal of 3 or fewer
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Grammar mistakes
detected issues

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Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 8.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 9.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

292 words

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Topic Vocabulary:

Convenience
Streamlining
Encryption
Biometrics
Digital economy
Digital divide
Economic inequalities
Privacy concerns
Surveillance
Misuse of information
Over-reliance
Cybersecurity breaches
Network outages

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In many countries, paying for things using mobile phones is becoming increasingly common. Does this development have more advantages or disadvantages?

‘Children do not respect their parents as much as they did in the past. This behaviour is now having a negative impact on society.’ Discuss. Give reasons for your answer and include any relevant examples from your own knowledge or experience.

It is becoming more and more difficult to escape the influence of the media on our lives. Discuss the advantages and disadvantages of living in a media-rich society.

Your friend is coming over to stay with you. However, you will be away on vacation for a month. Write him/her a letter and say: - how to get the keys to your flat, - how to operate the equipment in the flat, and - suggest a few places of interest to visit.

It is important for people to take risks, both in their professional lives and their personal lives. Do you think the advantages of taking risks outweigh the disadvantages? Give reasons for your answer and include any relevant examples from your own knowledge or experience.

You are renting an apartment. Write a letter to your landlord regarding a noise problem from your neighbors. Include the following in your letter: – What is the problem? – What have you done about it? – What would you like the landlord to do?