In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages? Transactions are trackable convenient if no cash available

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It is indisputable that many people often make transactions, not only within the city but
also
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with people from other countries. Nowadays, using smartphones for
payment
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has become popular in many countries. Despite there being some disadvantages to
this
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development, I strongly believe that the positive impacts outweigh them because it is convenient and secure.
To begin
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with, online
payment
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has become highly demanded in society at large, and many stores around the world have been implementing
this
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payment
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method.
In addition
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, there is an extra layer of security,
such
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as PIN, fingerprint recognition, authentication code, or facial recognition, if any fraudulent transaction is detected.
Additionally
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, it
also
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eliminates the need to carry credit/debit cards or cash, which can be stolen.
Therefore
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, mobile
payment
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offers a faster and easier checkout experience and allows free transactions with different banks by just scanning the QR code.
On the contrary
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, the negative side of using online
payment
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is the potential risk of fraud and cybercrime.
For example
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, many links from WhatsApp apps or browsers often contain viruses that can lead to scams when you access the website from those links.
As a result
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, they can steal your personal data, including your bank account, address, or other private information. In conclusion, every technology has its advantages and disadvantages in
payment
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development.
However
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, I believe in
this
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digital era that paying using phone apps is the most efficient way compared to carrying cards or cash around.
Furthermore
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, we can check every transaction that we make, and we can
also
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report if any undetected transactions occur.
Submitted by wilztan6700 on

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Answer the 'Advantages and Disadvantages' topic

IELTS advantages and disadvantages questions normally give you a statement and ask you to comment on the advantages and disadvantages of that statement.

Answer structure for the type of essay

  • Introduction
  • Body paragraph 1 – advantages
  • Body paragraph 2 – disadvantages
  • Conclusion

Examples to start your body paragraph:

  • The main advantage is...
  • The disadvantage of this...
  • The main benefit...
  • Despite these advantages...
  • One possible drawback...

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