In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

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Recently, more and more citizens have tended to purchase items with e-money via smartphone apps in various nations. I agree that the benefits of
this
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human behaviour evolution outweigh the drawbacks.
This
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essay will elaborate on the ease of the e-payment method and the disadvantages of the gadget itself. On the one hand, e-money gives an easiness for humans to purchase products whenever and wherever it is. When individuals go somewhere, they forget to bring their wallets sometimes.
Hence
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, they can buy something at stores using digital money like PayPal
instead
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. Some stores offer payment methods requiring buyers to scan the e-money app barcode with their smartphone’s camera.
Furthermore
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, people can get remarkable offers from the application, like more profitable discounts.
Moreover
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, the applications can show the user’s consumption history and give warnings that make them more aware of the importance of saving.
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, it creates a great advantage for society as a whole because it provides both easiness and a practice concerning profit and saving money.
However
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, there are drawbacks to the mobile phone as the financial app’s device,
such
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as the
battery
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and mobile
data
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. As we know, a cell phone’s
battery
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has limitations whether it lasts up to seven or even more hours.
Then
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, if the mobile
data
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is running out, the user can not use the cell phone to surf the internet or access electronic payment apps.
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, people can overcome the lack of
battery
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charge by using a power bank. They can ask for help from their friends to activate their mobile hotspots to buy mobile
data
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for a
while
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. In conclusion, I firmly agree that financial development has advantages
such
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as ease, profit, and the lesson.
On the other hand
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, people can overcome the disadvantages of
battery
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and mobile
data
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issues.
Submitted by mohammaddeo55 on

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Topic Vocabulary:
  • convenience
  • safety
  • security
  • time-saving
  • cashless transactions
  • dependence on technology
  • privacy concerns
  • accessibility issues
  • financial vulnerability
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