Students in some countries leave school without good understanding of how to manage their money. What do you think are the reasons? What are the solutions to this problem?

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There is growing apprehension surrounding the issue of
students
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graduating with inadequate financial literacy skills.There are undoubtedly numerous elements that contribute to
students
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' inadequate mastery of their finances;
nonetheless
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, the situation can be readily enhanced via the implementation of appropriate measures. As previously said, a multitude of elements contribute to the complex issue of student financial management. First and foremost, it is not unusual for public institutions to lack financial courses, as they are often considered less significant when compared to academic disciplines.
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,
students
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possess limited exposure to financial matters beyond the basic activities of receiving, saving, and spending their modest allowances.
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, it is uncommon for
students
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to exhibit interest in or possess a comprehensive understanding of the potential applications of financial knowledge and the practice of money management.
This
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can be attributed, in part, to the diligent financial planning undertaken by their conscientious parents during their formative years.
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, it can be attributed to the lack of interest in financial matters,
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as the fluctuation of commodity prices, until they became solely reliant on their own income rather than parental support. Fortunately, there is a wide range of treatments available, which are comparable in nature to the underlying causes of the problem. It is recommended that educational institutions enhance their curriculum or extracurricular offerings by including elements related to financial literacy.
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, it is worth noting that high school and university
students
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who possess the ability to engage in part-time employment during their breaks have the potential to fully capitalize on
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advantageous circumstance in order to acquire valuable skills in managing substantial amounts of money, develop an understanding of the challenges associated with earning income, and cultivate a thrifty mindset.
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, it is imperative to foster a culture of financial responsibility among
students
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, urging them to diligently monitor their finances and establish early financial strategies.
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may involve conscientiously setting aside a fraction of their allowance on a monthly basis with the intention of eventually procuring a coveted toy. In summary,
while
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various factors contributed to the perplexing financial situation of graduates, there is a positive outlook for resolving
this
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challenge through the implementation of realistic strategies.
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Include an introduction and conclusion

A conclusion is essential for IELTS writing task 2. It is more important than most people realise. You will be penalised for missing a conclusion in your IELTS essay.

The easiest paragraph to write in an essay is the conclusion paragraph. This is because the paragraph mostly contains information that has already been presented in the essay – it is just the repetition of some information written in the introduction paragraph and supporting paragraphs.

The conclusion paragraph only has 3 sentences:

  • Summary
  • Restatement of thesis
  • Prediction or recommendation

Example:

To summarize, a robotic teacher does not have the necessary disciple to properly give instructions to students and actually works to retard the ability of a student to comprehend new lessons. Therefore, it is clear that the idea of running a classroom completely by a machine cannot be supported. After thorough analysis on this subject, it is predicted that the adverse effects of the debate over technology-driven teaching will always be greater than the positive effects, and because of this, classroom teachers will never be substituted for technology.

Start your conclusion with a linking phrase. Here are some examples:

  • In conclusion
  • To conclude
  • To summarize
  • Finally
  • In a nutshell
  • In general

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