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Writing Samples
Band 6.5

Many people prefer to spend money and not save it. What are the reasons? Is this a positive or negative development?

#people #money #development
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In today’s society, many
people
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 have a tendency to spend all the
money
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 they earn rather than saving it.
This
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 essay will explore the reasons behind
this
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 behaviour and whether it is a positive or negative development. One reason why
people
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 prefer spending everything they earn is the desire for instant gratification. Many individuals feel that purchasing material possessions brings them joy and satisfaction. They often justify their purchases by saying that they work hard and deserve to treat themselves.
In addition
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, advertising has created a culture of consumerism, where
people
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 feel that they need to constantly acquire new things to keep up with the latest trends and to fit in with their peers. Another reason why
people
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 do not save
money
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 is the low-interest rates offered by banks.
People
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 may feel that there is no point in saving if they are not earning a significant return on their investment.
Moreover
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,
people
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 may feel that it is safer to spend their
money
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 now than to save it for an uncertain future, especially in times of economic instability.
However
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,
this
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 behaviour can be detrimental in the long run.
People
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 who do not save
money
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 may struggle with unexpected expenses or emergencies.
Furthermore
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, excessive spending can lead to debt, which can have serious consequences on a person’s financial well-being.
In contrast
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, saving
money
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 can provide individuals with financial security and the ability to achieve their long-term goals. In conclusion, the desire for instant gratification, advertising, low-interest rates, and economic instability are some of the reasons why
people
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 prefer spending
money
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 rather than saving it.
While
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this
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 behaviour may bring short-term happiness, it can have negative consequences in the long run.
Therefore
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, it is important for individuals to strike a balance between spending and saving to ensure financial stability and achieve their long-term goals
Submitted by noahlee1310 on

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To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

  • Paragraph 1 - Introduction
    • Sentence 1 - Background statement
    • Sentence 2 - Detailed background statement
    • Sentence 3 - Thesis
    • Sentence 4 - Outline sentence
  • Paragraph 2 - First supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 3 - Second supporting paragraph
    • Sentence 1 - Topic sentence
    • Sentence 2 - Example
    • Sentence 3 - Discussion
    • Sentence 4 - Conclusion
  • Paragraph 4 - Conclusion
    • Sentence 1 - Summary
    • Sentence 2 - Restatement of thesis
    • Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

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