In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or disadvantages? Give reasons for your answer and include any relevant examples from your own knowledge or experience.

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Advancement in technology has affected every sector and created new avenues. It has

also

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transformed how we make

payments

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today. Transactions using mobile phone applications

such

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as digital wallets are becoming increasingly popular

due to

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their convenience and accessibility. I agree with

this

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change and will discuss how the advantages overcome the disadvantages.

To begin

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with, there are various advantages to switching to online

payments

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. First of all,

this

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mode of transaction is convenient and hassle-free. The steps to pay are simple to understand and can be done by anyone with a bank account and a debit card.

Furthermore

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, it reduces the need to carry physical cash when going outside.

Secondly

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, it

also

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provides an audit facility for the users, which allows them to keep track of transactions on a daily basis.

For instance

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, a Mobile App called Paytm maintains a passbook, that can be accessed anytime to view the

payments

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made from the account.

Hence

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this

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reduces any disagreement between parties related to any transaction.

On the other hand

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, there are a few disadvantages to digital banking. The main problem is the rise in fraud and cybercrime. Criminals these days are quite innovative and keep on coming up with different ways to steal people’s money.

For example

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, many incidents have been reported where lakhs of rupees were swiped from people’s accounts by tricking them into sharing their unique authentication PIN.

To conclude

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, there are a plethora of benefits of paying through phones, that help the individual with their daily life. Evidently,

this

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payment method is more convenient and transparent than carrying cash.

However

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, one should be aware of the risks and be cautious

while

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making

payments

Use synonyms

medhavirgo94Sat Aug 26 2023

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task response

Ensure that all aspects of the task response are fully addressed and that your opinion is clearly stated.

coherence cohesion

Maintain a clear and logical progression of ideas throughout the essay. Use cohesive devices to link ideas together.

14
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meeting the goal of 7 or more
1
Word repetition
meeting the goal of 3 or fewer
0
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 8.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 7.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

277 words

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Topic Vocabulary:

convenience
safety
security
time-saving
cashless transactions
dependence on technology
privacy concerns
accessibility issues
financial vulnerability

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In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or disadvantages? Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Differences between countries are becoming less evident. Nowadays people are watching the same films, fashion, brands, advertisements and TV channels. To what extent do the disadvantages of this outweigh the advantages?

Despite health warnings, a large number of people continue to smoke all over the world. Why should we be concerned about this? What solutions would you suggest?

It is important for people to take risks, both in their professional lives and their personal lives. Do you think the advantages of taking risks outweigh the disadvantages?

It is sometimes said people should be encouraged to get married before the age of 30 as it is best for society.do u agree or disagree