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Band 7

Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behavior? What action can be taken to prevent people from having this problem?

#people #debt #don’t #can’t #behavior #action
In
this
 era, some individuals can not control themselves, and buy things they can not afford which results in incurring debt. In
this
 article, I will discuss the reasons for
this
 kind of behaviour, and
also
 I will recommend some solutions. The first reason for getting into debt might be advertising. The aim of these advertisements is to tempt people to squander large sums of
money
 to buy the products.
However
,
this
 trend forces folk to overspend without considering their actual budget.
Thus
, it causes families to be heavily in debt.
For example
, some adverts from Apple company make us purchase the latest model of its iPhones, and we usually do
this
 in order to keep up with the Joneses. Having
credit
cards
 is another cause of overspending.
Credit
cards
 give confidence to humans, and whenever they see something they do not consider their budget, but
also
 their
cards
. In fact, having these items results in falling into huge debts.
For instance
, you can change your house or furniture whenever you want, but you are running up debts from the other side.
Therefore
, using
credit
cards
 has its pros and cons, and both have to be considered. In order to solve
this
 problem, many solutions can be recommended.
First,
children have to be educated on how to spend their
money
. It can be undertaken through their parents and
also
 their teacher.
Moreover
, banks and authorities should keep an eye on bank accounts, and the amount of
money
 people are spending.
In addition
, they can
also
 set a limit to their accounts which can be done based on their history.
To sum up
,
this
 new trend has some causes and can be managed by some steps. The reasons might be advertisements and facilities
such
 as
credit
cards
.
However
, in order to solve
this
 problem education and monitoring how people are spending their
money
 through banks are suggested.
Submitted by sheida95jahanbekam on

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  • for instance
  • to illustrate this
  • to give a clear example
  • such as
  • namely
  • to illustrate
  • take, for example

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