Some people get into debt buying things they don’t need and can’t afford. What are the reasons for this behaviour? What actions can be taken to prevent people from having this problem?

#people #debt #don’t #can’t #behaviour #actions

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The question of whether some

people

Use synonyms

purchase items which are not required or unaffordable for them is considered a debatable concern. In the upcoming paragraphs, I will delve into the underlying causes of a particular phenomenon and propose effective solutions to address it.

To begin

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with, there are various causes why individuals get the

debt

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to buy unnecessary and unaffordable items to fulfil their desires. First and foremost, the primary reason behind

this

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phenomenon is that

people

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nowadays tend to engage in work for long hours to make ends meet, and

due to

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the significant increase in inflation, their salaries are not sufficient to purchase expensive things.

Additionally

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, advertisements play a major role in intensifying

this

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issue because they convince individuals to buy things even if they can not afford them.

This

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not only leads to

debt

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but

also

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fosters a culture where material possessions are more important than financial stability. Ultimately, another important point is that even though citizens accumulate

debt

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to buy things

according to

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their own desires, family and peer pressure

also

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play a major role.

For example

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, the majority of

people

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buy expensive cars under peer pressure, even if they cannot afford them just for the sake of showing off.

On the other hand

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, there are several measures that can be taken to tackle

this

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issue.

Firstly

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, to address

this

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issue, it is crucial to implement educational programs to teach individuals about money and how to manage it wisely.

Secondly

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instead

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of making fun, colleagues should

also

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support and encourage each other to have open discussions about their financial circumstances.

Furthermore

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, the government should

also

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arrange seminars to aware

people

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of the drawbacks of

debt

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and the purchase of unnecessary items.

To conclude

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, the solutions we have discussed offer hope for addressing these challenges. By taking action and applying these solutions

such

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as open discussion with peers about financial situations, saving money for future emergency situations and attending educational seminars, citizens can create a better future for everyone.

Submitted by simran31788 on Mon Oct 09 2023

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Support ideas with relevant, specific examples

Examples make your writing easier to understand by illustrating points more effectively.

Examples, if used properly, not only help you get higher marks for ‘Task Response’ but also for ‘Coherence’.

When giving examples it is best to put them after your main idea or topic sentence. They can be used in the middle of supporting sentences or they can be used to start a new sentence. There is no rule for where exactly to give examples in essays, logically they would come after your main idea/topic sentence or just after a supporting sentence.

Linking words for giving examples:

for example
for instance
to illustrate this
to give a clear example
such as
namely
to illustrate
take, for example

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14
Linking words
meeting the goal of 7 or more
2
Word repetition
meeting the goal of 3 or fewer
0
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 6.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 8.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 5.0

Complete response

7.5

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

332 words

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Topic Vocabulary:

consumer culture
impulsive buying
financial literacy
accumulating debt
high-interest rates
emotional spending
financial education
budgeting
materialism
personal well-being
mandatory financial counseling
tighter lending criteria

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Some people get into debt buying things they don’t need and can’t afford. What are the reasons for this behaviour? What actions can be taken to prevent people from having this problem?

Support ideas with relevant, specific examples

Some people say that the best way to improve public health is by increasing the number of sports facilities. Others, however, say that this would have little effect on public health and that other measures are required. Discuss both the views and give your opinion.

Some people think that introducing new technology can improve people's quality of life in the developing countries. Howevever, others believe that free education should be offered. Discuss both views and give your own opinion.

'People who do not use social media networks* will always fall behind in career development opportunities.' To what extent do you feel that this is an accurate and important prediction?

In many countries, the consumption of fast food is becoming more and more popular. Discuss the advantages and disadvantages of this trend for individuals and for society as a whole.