In many countries, paying for things using mobile phone app is becoming increasingly common. Does these development have more advantages or disadvantages?

Recently, there has been a growing trend of online purchases of products in different countries.
Although
this
makes
a
Correct article usage
the
show examples
purchase of essential products quicker and easier, it could potentially result in shopping addiction.
While
there are various advantages and disadvantages associated with
this
topic, I am of the opinion that the benefits outweigh the drawbacks. Online shopping has become increasingly popular
due to
the ease it provides to many individuals. With just one click, one could buy essential goods effortlessly,
thus
saving time and energy normally wasted on tedious in-store shopping.
Furthermore
, daily expenditure could be better monitored, as there are usually detailed records of purchased items, removing the burden of having to do it oneself.
Nevertheless
, there are some negative effects associated with these one-click purchases. The result of increased time being spent on mobile phones could be a phone- or to be more specific, shopping addiction. The more the accessibility of wares online, the increased likelihood of buying non-essential products, which could eventually lead to hoarding.
Moreover
,
this
could
also
be linked to a decline in the mental health of people
as a consequence
of reduced human interaction. That being said, these issues can easily be solved by having a balance in online- and in-store transactions and
also
, shopping over mobile phones could be limited to the purchase of essential and time-sensitive goods.
Although
,
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apply
show examples
there are certain issues that may arise when buying articles online, there is
also
a plethora of positive effects. I believe people should have the option of opting out of the hassle and the high demands of shopping in person.
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Topic Vocabulary:
  • Contactless transactions
  • Mobile wallet
  • Biometric authentication
  • Fraud prevention
  • Digital divide
  • Cybersecurity
  • Financial inclusion
  • Spending habits
  • E-wallet
  • Encryption
  • Digital literacy
  • Payment gateway
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