IELTS Writing Correction Service
Writing Samples
Band 6

Financial education should be included as a mandatory subject in schools to prepare students for managing money effectively. To what extent do you agree or disagree?

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Financial literacy is an essential life skill that can empower individuals to make informed decisions about money. In today's complex economic landscape, it is more crucial than ever for
students
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 to acquire the knowledge and skills to manage their finances effectively.
Thus
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, I firmly believe that financial
education
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 should be a mandatory subject in
schools
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.
This
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 essay will outline the reasons why integrating financial
education
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 into the school curriculum is beneficial. Financial literacy equips
students
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 with practical skills that are applicable in real-life situations.
For instance
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, learning about budgeting and saving strategies in school can help
students
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 avoid common financial pitfalls later in life. By understanding the basics of money management,
students
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 are better prepared to navigate the challenges of adulthood,
such
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 as paying bills, managing debt, and planning for the future.
Therefore
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, incorporating financial
education
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 in
schools
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 not only enhances
students
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' financial competence but
also
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 fosters a sense of responsibility and independence.
Furthermore
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, financial
education
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 can have long-term societal benefits. When individuals are well-informed about financial matters, they are less likely to engage in risky financial behaviours that could lead to personal and societal consequences.
For example
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, a study conducted by the National Endowment for Financial
Education
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 found that young adults who received financial
education
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 were more likely to engage in responsible financial practices,
such
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 as saving for retirement and avoiding excessive debt.
Thus
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, by instilling financial literacy at a young age,
schools
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 can contribute to building a financially responsible society. In conclusion, financial
education
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 is a vital component of a well-rounded
education
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 that prepares
students
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 for the challenges and responsibilities of adulthood. By making financial
education
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 a mandatory subject in
schools
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, we can ensure that future generations are equipped with the necessary skills to manage their finances effectively. I recommend that educational policymakers prioritize the integration of financial
education
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 into the school curriculum to empower
students
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 and promote financial well-being in society.

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introduction conclusion present
Ensure that the introduction and conclusion clearly state your position on the topic and sum up the argument effectively.
supported main points
Strengthen the main points with more specific examples and explanations to better support your argument.
complete response
Expand on the task by showing the breadth of the discussion, considering the opposite viewpoint, or discussing possible implications or situations when the main argument may not hold true.
clear comprehensive ideas
Develop your ideas further to form a more comprehensive argument. Consider discussing different aspects of financial education and its impact on various stakeholders.
relevant specific examples
Include more relevant and specific examples from a variety of sources, such as studies, news reports, or personal observations, to solidify your argument.
logical structure
Organize the essay in clear logical paragraphs, each presenting a singular idea that is fully developed and connected to the overall argument.
Topic Vocabulary:
  • Financial literacy
  • Mandatory
  • Budgeting
  • Economic stability
  • Fiscal health
  • Credit
  • Interest rates
  • Investments
  • Curriculum
  • Informed decisions
  • Personal debt
  • Savings
  • Taxes
  • Expenditures
  • Fiscal responsibility
  • Money management
  • Financial planning
  • Economic education
  • Financial competence
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