In some countries, owning a home rather than renting one is very important for people. Why might this be the case? Do you think this is a positive or negative situation?
Many argue that it is a crucial thing to own a
residence
instead
of renting one
. I totally agree with that statement because the home rates are going to increase year by year hence
having our own home gives us a sense of stability and security more than renting one
.
Lately, the price of residences
has climbed up extremely especially in big cities. This
phenomenon makes inhabitants
can not afford their residences
without taking any mortgages
. Consequently
, they have to as soon as possible buying their residences
rather than renting one
because it will need mostly more than 15 years to pay the mortgages
. If the inhabitants
do not take the mortgages
quickly, it will be much more difficult to pay in the future when they are not in a productive phase. Meanwhile, renting a residence
for a long time is a waste of money because along with
the rising home rate trend, the annual payment for renting a residence
is also
going to increase.
Furthermore
, owning a residence
will secure inhabitants
's living , especially when they retire from their offices for some reason. For instance
, when civil workers have entered their retirement, they will only earn a small amount of money as their monthly wages. For some inhabitants
who still have non-productive family members such
as children and elders, that amount of money will not be enough to cover their monthly expenses including paying mortgages
. Thus
, if they have already owned their residences
, their financials after retirement will be more stable and secure.
In conclusion, because as time goes by, the cost needed to own a residence
is extremely high, I completely agree that having a residence
instead
of renting one
will make inhabitants
more secure and stable in the long run.Submitted by ru.kabiru.biru on
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