In many countries, paying for things using mobile phones is becoming increasingly common. Does this development have more advantages or disadvantages?

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Payment
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using mobile
phones
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started
from
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in
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the era of smartphone use. When people are using smartphones, many developers see
this
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as an opportunity to create more convenient ways for smartphone usage, especially in
payment
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.
Payment
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using mobile
phones
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is normally used nowadays. Even though
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technology has many advantages, there are
also
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some disadvantages to using
this
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. In
this
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essay, I will explain some of my views on
this
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technology which I believe there are more advantages than disadvantages. We cannot deny that
payment
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using mobile
phones
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is very convenient, we can pay for something in seconds at any time and anywhere as long we have a connection to the internet.
This
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payment
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method
also
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makes transactions faster, simpler, and
effective
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more effective
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. Some of the developers
also
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add extra security features
such
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as one-time passwords, biometrics, or tokens that make users feel safer when doing transactions. With all of these advantages, we can see that businesses nowadays are rapidly increasing in speed, and volume, and
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they are
also
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expanding quickly.
On the other hand
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, cyber crime
also
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increasing lately. Even though
payment
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through mobile
phones
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has many security features, there is
also
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a loophole that many irresponsible people use to take advantage of
this
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technology. One of the common
crime
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crimes
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that almost happens to everyone is their data leaked. The hacker collects
this
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data and sells it to another company for a database or worse makes a fake account for their own business. The next disadvantage is
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we might spend more than we need because of the convenience of
payment
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and the small amounts of things we purchase. In conclusion,
while
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payment
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using mobile
phones
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is an effective way for transactions, I think it is
also
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better if the security of
payment
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can be more developed so as users we can use
payment
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safely and make business grow faster and bigger.
Submitted by wand on

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Task Response
Ensure your essay maintains a clear focus throughout. It started strong but slightly diverged towards discussing cybercrime intensively, which, although relevant, started to overshadow the primary topic of mobile payment advantages and disadvantages.
Coherence & Cohesion
Consider diversifying your linking phrases to better guide the reader through your argument. This will enhance the flow of your essay further.
Task Achievement
Including specific examples to support your points is excellent. Aim to balance examples across both advantages and disadvantages to provide a more rounded argument.
Introduction & Conclusion
The introduction and conclusion effectively framed your topic, providing a clear overview and succinct summary of your argument.
Logical Structure
Your argument structure is logical, making it easy for readers to follow your thought process.
Supported Main Points
You've provided a range of advantages related to mobile payments, showcasing a good understanding of the topic.

Support ideas with relevant, specific examples

Examples make your writing easier to understand by illustrating points more effectively.

Examples, if used properly, not only help you get higher marks for ‘Task Response’ but also for ‘Coherence’.

When giving examples it is best to put them after your main idea or topic sentence. They can be used in the middle of supporting sentences or they can be used to start a new sentence. There is no rule for where exactly to give examples in essays, logically they would come after your main idea/topic sentence or just after a supporting sentence.

Linking words for giving examples:

  • for example
  • for instance
  • to illustrate this
  • to give a clear example
  • such as
  • namely
  • to illustrate
  • take, for example

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Topic Vocabulary:
  • Convenience
  • Streamlining
  • Encryption
  • Biometrics
  • Digital economy
  • Digital divide
  • Economic inequalities
  • Privacy concerns
  • Surveillance
  • Misuse of information
  • Over-reliance
  • Cybersecurity breaches
  • Network outages
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