Many young people do not know how to manage their money when graduating high school. What do you think are the reasons? What come be done to teach them this important skill?
In modern society, a growing number of graduates leave schools without adequate
education
of
finances as they do not know how to navigate financial problems . Correct your spelling
or
This
financial illiteracy is primarily associated with a lack of both hands-on and theoretical knowledge in schools as well as
first-hand information about finance . However
, satisfactory education
and proper parenting style could tackle this
problem .
The reasons why juveniles are incompetent in managing their own money are mainly related to the devoid of both practical and theoretical education
. As personal finance is not part of the school curriculum , individuals could experience some difficulties in controlling their budget
wisely. Moreover
, some parents
do not share certain financial responsibilities with their children; therefore
, youngsters lack hands-on experience in their lives. For instance
, some parents
have not given financial accountability and pocket money to their offspring in consequence , they do not how to manage their budget
and plan for saving in the future.
I believe that problems have to be tackled on a number of levels .Firstly
, financial education
comprises basic information which enables individuals how to manage their budget
and give responsibility for making informed and efficient decisions . If the schools incorporate personal finance into the school curriculum , students will get rudimentary knowledge , such
as how to manage a budget
, use credit cards and avoid debt. Similarly
, parents
should take responsibility by instilling financial independence in children. To illustrate , according to
investigations individuals whose parents
gave them the freedom to make a budget
are more confident in terms of spending money and planning personal budgets in comparison with others.
In conclusion , I strongly believe that financial education
should be incorporated into school lessons and parents
ought to share some financial liabilities with adolescents so they can get some practical knowledge in their lifeSubmitted by bhoswriting on
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