In many countries, paying for things using mobile phone apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

The use of payment
apps
is becoming more popular in different countries around the globe.
This
essay discusses why the benefits of
this
phenomenon,
such
as convenience and safety, surpass the drawbacks of individuals sometimes having technical difficulties. The first merit of using bank applications
instead
of physical cash is that it is more convenient for
people
.
This
is because carrying just one piece of equipment
instead
of a bunch of cedules and coins is more practical for most
people
's lifestyles.
For example
, many individuals have stopped carrying physical money because they may need more than what they have on hand.
Therefore
, when
people
opt for paying
apps
they have more flexibility to spend the amount they need or want.
Moreover
, it is safer to use phone
apps
instead
of physical money.
This
is
due to
the security installed into these applications, in case they end up in the wrong hands,
while
cedules can be easily lost or stolen.
For instance
, new studies say that travellers who carry physical cash are eight times more susceptible to getting robbed. In comparison,
people
who only get their cellphones robbed often lose less money,
due to
apps
' cryptography security.
However
, there is
also
a downside to using mobile applications as the major payment method.
This
is the difficulty that individuals sometimes experience when no internet is available. Officers usually recommend travellers carry a bit of cash in case their mobile data runs out or their phones' batteries shut down. If
this
happens,
people
may find themselves in a different country without any monetary resources, which can cause serious issues and time wasted. In conclusion, the main merits of using bank
apps
as a payment method
such
as the practicality and the security, outweigh the negative aspect of
people
sometimes having technical problems
due to
internet connection or running out of battery.
Furthermore
, these issues can be solved by looking for free wifi establishments and
also
, carrying portable charges in case needed.
Submitted by amandacflago23 on

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Task Response
Ensure that the argument covers both sides equally to maintain balanced discussion.
Task Achievement
Consider integrating examples directly related to personal or observed experiences for more impactful arguments.
Coherence & Cohesion
Use varied transitional phrases to enhance the flow between ideas and paragraphs.
Task Achievement
Incorporate a brief counterargument or acknowledge potential drawbacks before reaffirming your stance to strengthen your argument.
Task Response
Effective introduction of the topic and a clear stance in the beginning.
Coherence & Cohesion
Good structure of paragraphs, with separate points discussed cohesively.
Task Achievement
Use of relevant examples to support points, though more specificity could strengthen the argument.

Support ideas with relevant, specific examples

Examples make your writing easier to understand by illustrating points more effectively.

Examples, if used properly, not only help you get higher marks for ‘Task Response’ but also for ‘Coherence’.

When giving examples it is best to put them after your main idea or topic sentence. They can be used in the middle of supporting sentences or they can be used to start a new sentence. There is no rule for where exactly to give examples in essays, logically they would come after your main idea/topic sentence or just after a supporting sentence.

Linking words for giving examples:

  • for example
  • for instance
  • to illustrate this
  • to give a clear example
  • such as
  • namely
  • to illustrate
  • take, for example

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