Older people often choose to spend money on themselves (e.g. on holidays) rather than save money for their children after retirement. Is this a positive or negative development?

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In
this
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day and age,
people
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tend to live in the moment without thinking about the next day.
This
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development creates a lot of controversy because many
people
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get into financial trouble
as a result
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, and it is generally considered a rather selfish way to live.
Firstly
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, financial responsibility is a highly discussed topic because many
people
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choose to spend everything they produce without saving up.
However
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, the course of life is highly unpredictable, and sometimes unexpected situations that require a lot of money happen,
such
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as an illness or a natural disaster.
This
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is why it is very important to plan, because travelling opportunities will
also
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appear when everything else is taken care of.
For example
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, many
people
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get themselves into debt because of their inability to do so and,
therefore
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, rely on social help in their later years. So, being an adult
also
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means having the ability to prioritise responsibilities to avoid hardships.
Secondly
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, it is very important to understand that having a child is not an eighteen-year-old responsibility but a lifetime one.
Moreover
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,
parents
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should be aware that they should think first in the best interests of their children. To exemplify, Americans have
this
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huge problem where their students take large student loans that they have to pay for for most of their lives afterwards.
This
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issue could have easily been prevented if the
parents
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had
prioritized
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prioritised
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what is important, because if their kids get into university, that usually means that they will have a better-paying job.
Furthermore
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,
this
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would benefit the
parents
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as well, because in most cases, children are prone to helping their
parents
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financially.
Therefore
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,
this
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issue goes full circle.
To conclude
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, it is very important to plan finances, especially because life problems are very versatile, and in most cases, a new leisure opportunity always appears.

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task response
Answer the exact question. The task is about older people after retirement, but your essay talks about people in general and parents. This lowers task response.
task response
State your main view more clearly in the introduction, such as why this is mainly negative or positive for older people and their children.
task response
Develop each main idea with a clear link to retired older people. At times, your ideas move to debt, student loans, and adults in general, so the focus is weak.
task response
Use examples that fit the topic more closely. For example, talk about retired parents spending all their money on travel and then being unable to help family in a health problem.
coherence cohesion
Your essay has a clear paragraph order, but some topic sentences are too broad. Make each paragraph start with one direct main point about the question.
coherence cohesion
Some links are hard to follow because of long sentences. Use shorter sentences and simple linking words like first, also, for example, and so.
coherence cohesion
The conclusion is present, but it repeats the idea of planning and does not fully answer whether this development is positive or negative.
coherence cohesion
Support is sometimes general. Add one clear example in each body paragraph and explain it in one or two lines.
coherence cohesion
You have a clear introduction, two body paragraphs, and a conclusion.
coherence cohesion
You use some linking words well, such as firstly, secondly, moreover, and therefore.
task response
You show a clear opinion that this trend has bad results.
task response
You try to support your ideas with examples like debt and student loans.
Support ideas with relevant, specific examples

Examples make your writing easier to understand by illustrating points more effectively.

Examples, if used properly, not only help you get higher marks for ‘Task Response’ but also for ‘Coherence’.

When giving examples it is best to put them after your main idea or topic sentence. They can be used in the middle of supporting sentences or they can be used to start a new sentence. There is no rule for where exactly to give examples in essays, logically they would come after your main idea/topic sentence or just after a supporting sentence.

Linking words for giving examples:

  • for example
  • for instance
  • to illustrate this
  • to give a clear example
  • such as
  • namely
  • to illustrate
  • take, for example
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