In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common. Does this development have more advantages or disadvantages?

It is true that a number of nations follow digitalisation policies,
therefore
, paying for things by using mobile phones through
apps
is trending.
However
,
this
development has some merits and demerits. I believe that the advantages outweigh the disadvantages .The essay will discuss both and argue in favour of it. Nowadays, online transactions through a smartphone by using the app are preferable.
This
is because of the easy, convenient and comfortable means of paying method.
Firstly
, it saves time and effort. You need not go personally rather you can pay your amount just one click from your home or workplace.
Secondly
carrying cash is
also
not required if you have a smartphone with supporting applications, which makes your life most relaxed.
For example
, Google Pay and Paytm are famous
apps
which can be utilized for online payment through mobile phones. In India, paying all types of bills, and daily expenses to local vendors are being done through these
apps
and it is highly recognised by everyone.
On the other hand
, there are some cons
also
related to safety, security and reliability
while
using mobile phone
apps
for online shopping or bill payments.
This
is because weak security measures are being followed by various app companies. There are some chances that
while
paying bills through these
apps
, your personal data may be hacked and your savings account may be at risk.
For instance
, past few months, so many complaints registered to cyber security teams in various states of India for online fraud
while
payment through mobile
apps
. In conclusion, paying for things through a mobile phone with different
apps
is mostly followed by Individuals in many countries
due to
effortless jobs,
nevertheless
, it can have a negative impact if the account is exposed to hackers through
apps
and
as a result
, you may have considerable losses.
Submitted by ahv on

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Coherence and Cohesion
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Task Achievement
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Task Achievement
Avoid minor grammatical mistakes and awkward phrasing by proofreading your work carefully. This will help to increase the clarity and quality of your expression.
Coherence and Cohesion
The essay has a clear introduction and conclusion, which helps in maintaining a structured format.
Task Achievement
You present a balanced view by discussing both advantages and disadvantages, which demonstrates good task achievement.
Task Achievement
Specific examples, such as the mention of Google Pay and Paytm, provide concrete evidence to support your main points.

Answer the 'Advantages and Disadvantages' topic

IELTS advantages and disadvantages questions normally give you a statement and ask you to comment on the advantages and disadvantages of that statement.

Answer structure for the type of essay

  • Introduction
  • Body paragraph 1 – advantages
  • Body paragraph 2 – disadvantages
  • Conclusion

Examples to start your body paragraph:

  • The main advantage is...
  • The disadvantage of this...
  • The main benefit...
  • Despite these advantages...
  • One possible drawback...

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Topic Vocabulary:
  • convenience
  • safety
  • security
  • time-saving
  • cashless transactions
  • dependence on technology
  • privacy concerns
  • accessibility issues
  • financial vulnerability
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