“In many countries, paying for things using mobile phone (cellphone) apps is becoming increasingly common.” Does this development have more advantages or more disadvantages? Give reasons for your answer and include any relevant examples from your own knowledge or experience. Write at least 250 words.

With the rise in technology, many

people

have started to use digital

payments

instead

of paying by cash,

this

has revolutionized the world as we see it, it is a much quicker and more convenient way of transaction

of

Change preposition

apply

show examples

money

.

This

essay will talk about how the development of digital

payments

has more advantages than disadvantages.

Firstly

, digital

payments

have reduced the need of keeping physical currency on you,

while

also

not needing to have the exact change on you. With everything going digital, it has become hard for

people

to get their

money

stolen and their wallets pickpocketed. Digital

payments

are

also

used to send

people

large amounts of

money

across the world, saving both time and energy.

For instance

, my father sent me a large amount of

money

online for my college rather than giving it to me physically because it was less time-consuming and less risky.

Secondly

, online

payments

are a great way to track your expenses as everything online has a record.

For example

, I have always used Paytm which is an online

money

transaction application in India to keep track of my expenses.

Furthermore

, digital

payments

also

help in the development of a country since every transaction has a record, which makes it harder for

people

to evade taxes.

To conclude

, I think that digital

payments

have revolutionised the world and will continue to do so and

while

every advantage has its own disadvantage, I believe that, the advantages of digital payment outweigh the disadvantages.