It is important for everyone, including young people, to save money for their future. To what extent do you agree or disagree with this statement?

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In the modern world, it is believed that financial reserves are essential for every individual including youngsters. Personally, I totally agree with

this

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statement for some reasons mentioned in

this

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essay. On the one hand, savings play an essential role in personal development, especially for young people.

Firstly

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, learning to set money aside helps to enhance financial management ability. People who save money often gradually develop the mindset of spending and investing in smart ways, which makes them better at financial management and might avoid unnecessary expenses.

In addition

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, owning an amount of reserved money allows them to have more freedom and confidence.

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is because financially independent individuals do not have to rely on anyone so they can make their own choice and pursue their desired life.

On the other hand

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, financial planning may be useful in many situations. First of all, having an emergency fund is very helpful in urgent cases like being sacked, being sick or helping family and friends. In fact,

according to

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some surveys, about 40% of employees do not have any savings, which makes them have to lend or sell their properties to handle unexpected situations which often leads to a huge financial burden later.

Last

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but not least, accumulated savings are necessary for long-term goals in a person’s life like studying abroad, purchasing valuable assets like a house, or a car or getting married and having children. Without a life-long plan for financial reserves, it is very hard for an ordinary person to achieve all those things.

To sum up

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, I hold a firm belief that reserving a partial income is vital for everyone in all aspects, including self-enhancement and attaining personal goals.

Submitted by ieltswritingpracticedl on Sat Oct 19 2024

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task achievement

Your essay effectively addresses the topic and answers the question with clear arguments supporting your viewpoint. However, try to incorporate more specific examples to enhance your points.

coherence cohesion

Although your essay is well-structured with clear paragraphs, consider enhancing the logical structure by using more transitional phrases to refine the flow between ideas.

coherence cohesion

Your introduction and conclusion are strong, encompassing the main points effectively and leaving a lasting impression.

task achievement

You present clear and comprehensive ideas throughout the essay, showing a good command over the topic.

7
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meeting the goal of 7 or more
0
Word repetition
meeting the goal of 3 or fewer
0
Grammar mistakes
detected issues

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Overall Band Score

Coherence and Cohesion: 8.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 9.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 7.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

280 words

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Topic Vocabulary:

financial security
safety net
unforeseen circumstances
emergencies
future investments
retirement planning
financial discipline
habit of saving
amassing wealth
substantial fund
opportunity cost
additional income
inflation
purchasing power

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It is important for everyone, including young people, to save money for their future. To what extent do you agree or disagree with this statement?

It is important for all towns and cities to have large public outdoor places like squares and parks. To what extent do you agree or disagree with this statement? You should write at least 250 words.

In some countries, companies allow people to work from home. In others, people are still expected to work in an office. Discuss both views and give your own opinion.

Some teachers think that international students exchange would be beneficial for all teenage school students. Do you think its advantages outweigh disadvantages?

Many governments think that economic progress is their most important goal. Some people, however, think that other types of progress are equally important for a country. Discuss both these views and give your own opinion.

Many cities are now turning parks and farmland into new housing developments. Is this a positive or negative development?