In many countries paying for things using mobile phone (cellphone) apps is becoming increasingly common . does this development have more advantages or more disadvantages.

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Inevitably, mobile phones have numerous facilities. In some nations, payments for buying things through mobile phone
apps
are becoming progressively popular.
This
essay will explain why the pros of
this
trend outweigh its cons. There are myriad advantages to using phone applications to make payments. The first and foremost is that it is easily accessible. More specifically, since many
apps
have the option to save the cards for future transfers, people can easily make payments with a couple of clicks.
Moreover
, it saves information
such
as transaction date and time and the exact amount which has been charged;
therefore
, individuals get statements even of any older orders.
Thus
, online payment through the
apps
is easy to use and provides transaction details about any previous order. The main disadvantage of
this
development is that it is not safe at all. To be precise,
although
there are many existing genuine
apps
, sometimes people mistakenly choose fake ones as they cannot recognize the perfect ones.
For example
, PayPal is an authentic
app
for international transactions, but some clones of
this
app
are
also
available on the Google Play store.
Consequently
, if someone makes a payment through a similar
app
that is
fake, he can get preyed on fraud.
As a result
, online payment through an inappropriate
app
may not be secure.
To conclude
,
this
development has more benefits than drawbacks because it is simple to use and can save data about the transfer if someone needs it in the future, but the only problem is the need to be careful of fraud as there are many similar fake
apps
.
Submitted by devinderbhatti1106 on

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clear comprehensive ideas
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logical structure
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Clear structure with a strong introduction and conclusion that encapsulate the main points.
supported main points
Well-supported main points strengthen the argument for the advantages of using mobile payments.

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Topic Vocabulary:
  • convenience
  • safety
  • security
  • time-saving
  • cashless transactions
  • dependence on technology
  • privacy concerns
  • accessibility issues
  • financial vulnerability
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