It is important for everyone, including young people, to save money for their future To what extent do you agree or disagree with this statement.

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The future is always unpredictable, making financial
preparation
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a crucial aspect of life. Since
health
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conditions and
career
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paths can change unexpectedly, having savings provides a solid foundation for stability.
First,
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financial security makes sure that physical and mental
health
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are well taken care of. Because time moves forward, delaying medical treatment can have huge consequences.
For example
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, unexpected
health
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issues require paying attention immediately. If you don’t have enough money, you might struggle to pay for treatment.
Second,
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a
career
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is promotions and setbacks. On the one hand, promotion will bring a lot of benefits.
On the other hand
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, setbacks like job loss can occur at any time. By saving money during a good work time, you can manage finances in challenging times. As natural selection, survival depends on
preparation
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and adaptation. Those people who don’t have good
preparation
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will face financial instability, leading to debt.
Moreover
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, financial planning is not only limited to
health
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and
career
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but
also
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to other aspects of life,
such
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as education, and housing. Higher education often requires significant investment, and without financial
preparation
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may miss opportunities. Unexpected problems like home repairs or relocations can become a burden without savings. By planning ahead, you can maintain a stable lifestyle and avoid encountering unforeseen situations. In conclusion, financial
preparation
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is essential for
health
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,
career
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, and other aspects of life. Without savings, unexpected crises can lead to difficulties that are hard to overcome.
Therefore
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, prioritizing financial stability should be a long-term goal for everyone.

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coherence and cohesion
Enhance the transition between points to improve logical flow throughout the essay.
task achievement
Consider providing a broader view on the consequences of not saving money to strengthen arguments.
task achievement
Include more specific examples or statistics related to financial stability to support your claims.
task achievement
The essay presents a clear stance on the importance of financial preparation.
coherence and cohesion
The structure is well-organized with clear introduction and conclusion.

Your opinion

Don’t put your opinion unless you are asked to give it.

If the question asks what you think, you MUST give your opinion to get a good score.

Don’t leave your opinion until the conclusion.

Here are examples of instructions that require you to give your opinion:

...do you agree or disagree?...do you think...?...your opinion...?

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Topic Vocabulary:
  • financial security
  • safety net
  • unforeseen circumstances
  • emergencies
  • future investments
  • retirement planning
  • financial discipline
  • habit of saving
  • amassing wealth
  • substantial fund
  • opportunity cost
  • additional income
  • inflation
  • purchasing power
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