In the future, people may no longer be able to pay for things in shops using cash. All payments may have to be made by card or using phones. Do you think this will happen one day? Why do you think some people might not be happy to give up using cash?

In our contemporary world, people’s tendency to use modern ways of payment is increasing on a daily basis. So, it is plausible that all payments may have to be conducted either by cards or mobile apps in the future. In the following paragraphs, some facts about the possibility of
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phenomenon happening in the future and possible reasons for people’s dissatisfaction with
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development are going to be discussed. I personally reckon that
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development will happen ultimately, since the progress in technology will result in innovation of new, applicable, and convenient payment methods.
Subsequently
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, these methods will replace using cash for purchasing in the long run for their abovementioned features.
For instance
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, if a male Iranian passenger travels to Italy, he needs to refer to an exchange office to convert his country’s currency to the Euro.
However
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, if the aforementioned traveller tends to purchase an object with his mobile apps or international cards, like a Master Card, there is no need to go to an exchange office, because the existing bank account on his mobile app or card automatically converts his money to any currency he wants at the time of purchasing.
Therefore
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, using cash will be substituted with using newer disbursement methods, ultimately, as they are more practical and convenient.
Nevertheless
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, some individuals may not be interested in using a card or a mobile app for buying items.
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matter could mainly be observed among older individuals who do not know how to use modern technology and are accustomed to older means.
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, some people may think that using paper banknotes is safer than using phone applications.
For example
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, my grandfather, whose age is 89, used to pay for an object with paper bills, because he does not know how to work with smartphones and believes that modern technologies like mobile bank accounts can be hacked by fraudsters.
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, using newer disbursement means is out of favour with those who are accustomed to the old disbursement means.
To sum up
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, regarding the possibility of replacing paper-based bills with cards and cellphone applications for shopping in the future,
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vicissitude’s reasons and possible causes for dissatisfaction with
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change have been mentioned in the above paragraphs.

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task response
Task: The essay talks about a future with no cash and says why some may not like it. It gives two ideas but could be clearer. Start with a simple view, then use one or two facts. End with a short summary.
coherence
Coherence: Use a plan. Put one main idea, then add a small example, then connect to the next idea. Use linking words like 'also', 'however', 'in addition' to link sentences.
grammar
Grammar and style: Some phrases are long and odd. Use short, plain phrases. Check words like 'disbursement' and 'abovementioned' and change to simpler words.
lexical resource
Lexical: Use easy words from common use. Avoid hard or rare terms. Use words like cash, card, app, pay, money, safe.
structure
Structure: Aim for four parts: intro, body 1, body 2, and conclusion. Each part should have a clear point.
examples
Examples: Give one or two clear examples that fit the point. Explain why it helps your view.
content
The essay states a clear view that cash could be cut.
content
It gives examples to show why people may not like change.
structure
Intro and closing show structure.

Your opinion

Don’t put your opinion unless you are asked to give it.

If the question asks what you think, you MUST give your opinion to get a good score.

Don’t leave your opinion until the conclusion.

Here are examples of instructions that require you to give your opinion:

...do you agree or disagree?...do you think...?...your opinion...?

Topic Vocabulary:
  • digital payments
  • convenient
  • efficiency
  • reduce crime
  • tangibility
  • privacy
  • limited access to technology
  • job losses
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