In many countries, paying for things using mobile phoned (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

this

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digital era, paying for daily necessities through mobile phone applications is becoming increasingly common in many countries. With the rapid growth of technology,

people

Use synonyms

are moving towards cashless transactions for convenience and safety. In

this

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essay, I believe that the advantages of mobile payment systems outweigh the disadvantages, which will be discussed in the following paragraphs.

To begin

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with, one of the most important advantages of mobile

payments

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is that they are secure and safe. By using smartphones,

people

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can make cashless

payments

Use synonyms

without carrying physical

money

Use synonyms

or cards, which reduces the risk of losing them.

For example

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, in 2024, a government survey showed that many

people

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find mobile

payments

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more convenient because they do not need to carry wallets, especially when they are in a hurry.

Moreover

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, transferring

money

Use synonyms

to any part of the world has become much faster. In the past,

people

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used services like Western Union to send

money

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abroad, which took a long time.

However

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nowadays

Punctuation problem

nowadays,

show examples

mobile applications

such

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as Remitly allow users to send

money

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worldwide within a few minutes.

For instance

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, the University of London reported that traditional

money

Use synonyms

transfer services are facing a decline

due to

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advancements in modern technology.

In addition

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, paying through mobile phones can help reduce black

money

Use synonyms

This

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is because authorities are able to track digital transactions more easily, making financial activities more transparent.

For example

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, in 2016, the government of India introduced demonetization to control black

money

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and encourage digital

payments

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Furthermore

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, modern banking applications help users track their income and expenses. These apps show how much

money

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is spent each month on different needs, which helps

people

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manage their finances better and save

money

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. In conclusion, after considering all aspects,

it is clear that

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mobile payment systems have more advantages than disadvantages.

Although

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they can be risky if not used carefully, their benefits,

such

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as security, convenience, and financial transparency, make them a positive development in today’s world.

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Dec 26, 2025

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task

Talk about both sides of the issue. Give a clear view that shows the good and bad parts, and end with a clear final line.

evidence

Add more real facts or calm examples that fit the points. Avoid wrong or vague facts.

structure

Make one idea per paragraph. Start each paragraph with a clear topic sentence and close with a small point.

coherence

Use simple link words to move from one idea to the next.

style

Keep sentences short and use easy words to avoid long mistakes.

strength

Clear view that the good points win

strength

Good use of small links to go from one idea to the next

strength

Some strong examples used to back points

Answer the 'Advantages and Disadvantages' topic

IELTS advantages and disadvantages questions normally give you a statement and ask you to comment on the advantages and disadvantages of that statement.

Answer structure for the type of essay

Introduction
Body paragraph 1 – advantages
Body paragraph 2 – disadvantages
Conclusion

Examples to start your body paragraph:

The main advantage is...
The disadvantage of this...
The main benefit...
Despite these advantages...
One possible drawback...

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12
Linking words
meeting the goal of 7 or more
3
Word repetition
meeting the goal of 3 or fewer
1
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 5.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 8.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 8.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 4.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

323 words

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In many countries, paying for things using mobile phoned (cellphone) apps is becoming increasingly common. Does this development have more advantages or more disadvantages?

Spending money on old buildings is expensive; we should build new houses instead. To what extent do you agree?

In some countries, more and more people are becoming interested in finding out about the history of the house or building they live in. What are the reasons for this? How can people research this?

You're supposed to move into a rented flat next week, but you won't be able to due to unforeseen problems. Write a letter to the property manager. In your letter 1) Explain the situation 2) Describe your problems 3) Tell him/her when you think you can move in Write at least 150 words.

Some children spend hours every day on their smartphones. Why is this the case? Do you think this is a positive or a negative development