Today many people use the internet and the smartphones to transfer money to friend, family and business. In this positive or a negative development?

It is an irrefutable fact that technology is updating every moment. The majority of individuals transfer

money

Use synonyms

for different purposes, using the internet

Punctuation problem

apply

show examples

and mobile phones.

Overall

Linking Words

this

Linking Words

is a positive trend.

To begin

Linking Words

with, online banking and digital payment systems are less time-consuming and more convenient. In the past,

people

Use synonyms

had to wait in a long queue at a bank for transferring

money

Use synonyms

;

however

Linking Words

, now they can complete

transactions

Use synonyms

within minutes at any time

thanks

Punctuation problem

, thanks

show examples

to electronic transfers. Unlike traditional banks, which operate only during working hours, online

transactions

Use synonyms

can be done at any time, even on weekends, making their lives easier and more efficient. To exemplify, Remitly and Google Pay are digital payment platforms available 24 hours

Change preposition

apply

show examples

a day and 7 days

Change preposition

apply

show examples

a week worldwide, enabling citizens to send or receive their

money

Use synonyms

within five minutes.

Furthermore

Linking Words

, online

transactions

Use synonyms

are highly secure.

While

Linking Words

travelling to a bank, some thieves steal

people

Use synonyms

's hard-earned

money

Use synonyms

, but their

money

Use synonyms

is securely transferred through

network

Correct article usage

the network

show examples

and mobile phones, reducing the risk of physical robbery.

Although

Linking Words

there is a minor risk of cyber attack, online banking systems employ advanced security measures to protect users' funds, making them more reliable. To illustrate, in India, some uneducated

people

Use synonyms

have witnessed

Change preposition

apply

show examples

rubbery

Punctuation problem

apply

show examples

when they are travelling to banks, highlighting the advantages of online

transactions

Use synonyms

To conclude

Linking Words

, transferring

money

Use synonyms

via network and mobile phones can save

people

Use synonyms

's time and provide greater security

Change preposition

for

show examples

their funds, which

are

Correct subject-verb agreement

show examples

one of the main advantages of

this

Linking Words

scenario.

rupindersamrow222

Mar 2, 2026

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content

Be clear on the task and add a short view of bad sides too.

language

Fix grammar and spelling. A simple word like 'robbery' is correct.

content

Give more clear and real examples to back each idea.

structure

Link ideas well and start each paragraph with a clear idea sentence.

content

The writing shows a clear view that online money move is good.

coherence

There are linking words like 'To begin with' and 'Furthermore'.

structure

The end sums up the idea well.

Your opinion

Don’t put your opinion unless you are asked to give it.

If the question asks what you think, you MUST give your opinion to get a good score.

Don’t leave your opinion until the conclusion.

Here are examples of instructions that require you to give your opinion:

...do you agree or disagree?...do you think...?...your opinion...?

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8
Linking words
meeting the goal of 7 or more
3
Word repetition
meeting the goal of 3 or fewer
9
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 6.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 4.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 4.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 5.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

251 words

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Today many people use the internet and the smartphones to transfer money to friend, family and business. In this positive or a negative development?

Many people think that the best way to improve public health is by increasing the number of sports facilities. Others, however, say that this would have little effect on public health and that other measures are required.

In recent years a large number of highly professionals like doctors, engineers and IT professionals from poorer businesses are leaving their countries for developed countries for better-paying jobs. What are the possible problems of this and what solutions can you suggest to deal with this issue?

In their advertising, businesses nowadays usually emphasise that their products are new in some way. Why is this? Do you think it is a positive or negative development?

Some countries achieve international sports by building specialised facilities to train top athletes, instead of providing sports facilities that everyone can use. Do you think this is positive or negative development? Discuss both views and give your opinion.

What are the advantages and disadvantages of using social media? Give reasons for your answers and include any relevant example from your own knowledge or experience.