It is important for everyone, including young people, to save money for their future. To what extent do you agree or disagree with this statement?

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It can be said that every person must have some form of funds to lean on for support.

This

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essay fully agrees with that statement. I think money saved serves as a safety net in times of unexpected difficulty and grants financial credibility to the money-conscious for possible growth.

First,

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encouraging everybody to save a part of their income is critical, so that they have some financial relief when faced with an emergency. Most forms of crisis,

such

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as a storm, a pandemic, a job loss, or a sudden illness, cannot be predicted. Having a secured deposit can be life-saving for an individual.

For example

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, a survey from 2020 showed that during the COVID

pandemic

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pandemic,

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a large portion of the employees in Dubai had lost their jobs and were required to stay indoors. Yet, the residents were able to survive the nationwide crisis because their saved reserves helped pay for the required groceries, utilities, and medications.

Next,

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having stored reserves helps someone gain financial credibility for the time-ahead. Everyone is advised to put their income into a bank account. Growing that amount consistently over a period of time

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apply

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reflects them as being monetarily stable.

For instance

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, the Dubai Chamber of Commerce mentioned in their 2025 annual newsletter that residents with steady incoming flows and growing funds in the bank can qualify for loan grants to acquire cars, apartments, or even start a business.

Thus

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, having a monetary reserve can allow a being access to various growth and investment opportunities.

To conclude

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, I think having some form of money saved is mandatory for young and old people. It can help somebody survive in an hour of need, or it can act as a stepping stone towards a person’s economic goals.

fatima.mannan

May 2, 2026

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task response

For task response, your answer is clear and you give your opinion from the start. To get a higher score, explain a little more why young people in particular need to save money.

task response

For task response, your two main ideas are relevant, but some examples feel a bit too specific or not fully proven. Use examples that are simple and clearly linked to your main point.

coherence and cohesion

For coherence and cohesion, your essay has a clear paragraph plan with an introduction, two body paragraphs, and a conclusion. This is good.

coherence and cohesion

For coherence and cohesion, some sentences sound a little unnatural, so the flow is not always smooth. Try to use shorter and clearer sentences to connect ideas.

coherence and cohesion

For coherence and cohesion, your linking words like 'First', 'Next', and 'To conclude' help guide the reader. To improve, add more natural links inside paragraphs, not only at the start.

task response

You answer the question directly and clearly say that you fully agree.

task response

Your main points are easy to understand: saving helps in emergencies and helps future growth.

coherence and cohesion

Your essay is well organized and easy to follow overall.

coherence and cohesion

You include both an introduction and a conclusion, which gives the essay a complete shape.

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8
Linking words
meeting the goal of 7 or more
0
Word repetition
meeting the goal of 3 or fewer
2
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 7.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 7.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 6.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

289 words

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Topic Vocabulary:

financial security
safety net
unforeseen circumstances
emergencies
future investments
retirement planning
financial discipline
habit of saving
amassing wealth
substantial fund
opportunity cost
additional income
inflation
purchasing power

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