Many people spend most part of their income on partying at clubs or night-outs, such things are turned out to be waste by the end, additionally it does not create a meaningful occasion. Although, the best way to utilize one’s money, is to create purposeful memories in life. However, sometimes it is also cruitial to save money in order to buy something important in the future course of our life. In this essay, I am going to discuss my views on both ideas and share my opinion.