IELTS Writing Samples by topic

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It is true that some individuals are in debt because they buy unneedful things that they can not afford. The main cause of this problem is that banks encourage people to take loans over their spending limit and the most
A number of people owed money by purchasing things that are not needed and don’t have the money to pay for it. This is because they want to be in trend and the solution is to use cash in paying bills.
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