Some people get into debt by buying things they don’t need and can’t afford. What are the reasons for this behavior? What action can be taken to prevent people from having this problem?”

Living above the means is becoming a lifestyle among young people and some people are of the opinion that

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is becoming a problem for the populace. Several youths are increasingly buying items that they don'

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need and can'

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afford using their credit card to fund

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, and

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can be reduced by taking actions that may prevent them from going bankrupt.

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essay will discuss the reasons for

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behaviour as well as how to reduce it.

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, the public is influencing people to take up lifestyles which aren'

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sustainable. The community has a lot of influence on how we manage our resources and the impact on people is alarming. The community keeps up the pressure of fashion, entertainment, and drugs on people, thereby, making them victims of

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. To resolve

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, families need to take an inner look at themselves, discussing how to manage their resources by purchasing only items that they need per time

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of bowing to the pressure of buying things that they won'

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use.

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, humans are insatiable and

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has lead to increased debts for many. Living a life of luxury over a life of modesty has become the norm in most places. Everyone wants to live a life

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above their income so as to impress their friends and colleagues at work, leading to an increased debt profile. To prevent

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, banks should reduce the level of loans that it gives to its customers by checking their income level to determine the amount of money that can be loaned to them. In conclusion, an educated and morally inclined society is needed to reduce the burden of debts incurred by citizens of the society and

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responsibility doesn'

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lie with the government alone, but with parents who are responsible for bringing up children worthy of making the community a better place to live in.