Nowadays e-money is extensively used as a payment method. Why is this? Is this a positive or negative development?

The enormous
development
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of financial
technology
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in marketing
system
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has taken over the conventional way of transaction to a new
method
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called e-money. As projected,
this
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condition occurs because of the rapid
development
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of
technology
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along with continual innovation requiring people to be more adaptable to
this
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change. I
second
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to
this
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development
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regarding to easier access that e-money provides, making it more beneficial in term of transaction activities.
First
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and foremost, globalization era has brought extensive
development
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that people have never expected before; specifically,
technology
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. As the world is getting modernized, research on finding more convenient ways in financial transaction is now being highly demanded by several nations.
For instance
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, since the government has announced the use of electronic money as the substitute for notes, a great number of companies conduct the commercial activity by improving their
system
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to provide a better service. One of the most popular methods that economic industries introduced is the use of virtual money and electronic wallet,
such
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as OVO, Go-Pay, and Dana in Indonesia helping the society lift their obstacles in making
payment
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.
Therefore
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, the exposure of a new financial
system
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which is experienced by society has tremendously changed the way they deal with the new
payment
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method
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in the marketing
system
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.
In addition
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, the detrimental effect of financial
technology
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development
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has brought positive influences to society, making them to be an efficient buyer. To illustrate
this
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, a great number of new start-up companies using virtual account and wallet,
such
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as Go-Jek company in Indonesia and Grab in Malaysia, has become popular and preferable since those companies implement more convenient transactions.
Moreover
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, the new transfer
method
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used by start-up has rapidly increased the efficiency of the buyers when they want to pay an order after buying something. If in the past the consumer put much effort to complete their
payment
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by going to the Bank or ATM, now people only need to do it less than 10 minutes, because the payout can be done online and just requires enough balance in the virtual account used to complete it.
Thus
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, due to the easy access people can get from financial
technology
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such
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as e-money and e-wallet, people nowadays can save their time more
then
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they used to have in the previous time. In conclusion, it seems to me that people who have experienced the advantages in doing online
payment
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method
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feel that the positive
development
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carried by the innovation in
technology
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, has helped them to be more efficient as a buyer

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Include an introduction and conclusion

A conclusion is essential for IELTS writing task 2. It is more important than most people realise. You will be penalised for missing a conclusion in your IELTS essay.

The easiest paragraph to write in an essay is the conclusion paragraph. This is because the paragraph mostly contains information that has already been presented in the essay – it is just the repetition of some information written in the introduction paragraph and supporting paragraphs.

The conclusion paragraph only has 3 sentences:

  • Summary
  • Restatement of thesis
  • Prediction or recommendation

Example:

To summarize, a robotic teacher does not have the necessary disciple to properly give instructions to students and actually works to retard the ability of a student to comprehend new lessons. Therefore, it is clear that the idea of running a classroom completely by a machine cannot be supported. After thorough analysis on this subject, it is predicted that the adverse effects of the debate over technology-driven teaching will always be greater than the positive effects, and because of this, classroom teachers will never be substituted for technology.

Start your conclusion with a linking phrase. Here are some examples:

  • In conclusion
  • To conclude
  • To summarize
  • Finally
  • In a nutshell
  • In general
What to do next:
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