Many people prefer to spend money and not save it. What are the reasons? Is it positive or negative?

There are people who enjoy spending

money

. They simply cannot resist the urge to splurge. There are

also

people who believe in saving every penny they earn. In my opinion, neither approach is correct. It is impossible to get something for nothing. We have to earn

money

to live comfortably. There are certain expenses that cannot be done away with.

For example

, we all need food to eat and clothes to wear. We

also

have a responsibility to take care of our dependent children, parents and spouse. All of these are good reasons to spend

money

However

, I am against spending

money

just for the sake of it. There are people who spend every penny they earn. They buy things without even bothering to check whether they actually need them. While spending might give them some momentary pleasures, they will soon find themselves in deep financial problems. There is no harm in enjoying

life

by going on a holiday or buying latest fashion clothes or accessories.

However

one

must ensure that

one

is not spending more than

one

can afford.

Also

, emergencies may arise any time.

For example

one

can fall ill or lose

job

Suggestion

a job

jobs

the job

. It is impossible to tide over

such

crises without adequate savings. Just like some people enjoy spending, there are

also

some people who enjoy saving. In their relentless quest to save as much as they can, they deprive themselves of the little pleasures in

life

. These people may have huge bank

balances but

Accept comma addition

balances, but

they fail to enjoy

life

Life

is short and no

one

can carry their savings with them to the other world. It is

therefore

pointless to save all the

money

one

earns without enjoying the little pleasures of the world. Happiness, after all, is the biggest wealth. To conclude, the very purpose of earning

money

is to lead a comfortable

life

This

requires

one

to save and spend in the right amounts.

Submitted by chintu20ricky10 on Tue Nov 19 2019

Unauthorized use and/or duplication of this material without express and written permission from this site’s author and/or owner is strictly prohibited. Excerpts and links may be used, provided that full and clear credit is given to Writing9 with appropriate and specific direction to the original content.

Your opinion

Don’t put your opinion unless you are asked to give it.

If the question asks what you think, you MUST give your opinion to get a good score.

Don’t leave your opinion until the conclusion.

Here are examples of instructions that require you to give your opinion:

...do you agree or disagree?...do you think...?...your opinion...?

Discover more tips in The Ultimate Guide to Get a Target Band Score of 7+ »— a book that's free for 🚀 Premium users.

Essentional vocabulary list for IELTS Writing 7+

Learn how to write high-scoring essays with powerful words.
Download Free PDF and start improving you writing skills today!

Do you want to check your IELTS essays?

Submit unlimited essays, letters and charts. Sign up right now and start improving your writing skills.

6Linking words
meeting the goal of 7 or more
3Word repetition
meeting the goal of 3 or fewer
2Grammar mistakes
 

5 paragraphs

320 words

0123456789.0505

Overall Band Score

Coherence and Cohesion: 5.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 7.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 7.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 5.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

🚀 Prepare for IELTS writing section today!

Unlimited Task 1 & Task 2 checks
Practice with essays, charts, and letters.
Personalized suggestions & mistake analysis
Spot every mistake and boost your score.
Topic ideas & vocabulary helpers
Expand your ideas and use the right words.
Progress tracking
Watch your writing improve with every practice.

What to do next:

Look at other essays:

4
band
The internet has transformed the way information is shared and consumed, but it has also created problems that did not exist before. What are the most serious problems associated with the internet and what solutions can you suggest?
Nowadays, the internet has become the easiest way for sharing information and knowledge. Although individuals in developed countries have more awareness of its risks, new problems have been created because of incorrect use. Yet, numerous ways are capable of solving these problems associated with the network. Even though required factors might sometimes seem hopeless, however, it must be strongly believed that plenty of positive aspects exist. As a consequence, the responsibility lies with each one of us. Nevertheless, the essay thoroughly discusses the main causes, and considers what practical solutions are available.
8
band
In some countries university students live at home with their family while they study, whereas in other countries students attend university in another city. Do you think the benefits of living away from home during university outweigh the disadvantages?
In some nations, undergraduates live with their families while they study at university; meanwhile, in other countries, students go to university in a city that is different from where they live. This essay will argue that despite the strain on life expenses that living away from home may cause, becoming more independent means that the advantages far outweigh the drawbacks.
7
band
Research shows that some activities are good for health and others are bad.Despite knowing that millions of people engage in unhealthy activites. What is the cause of this? What can be done?
According to recent research,although millions of people are aware of what options are good and bad for their health,they prefer doing unhealthy activities.The reasons behind this issue are convenience as well as addiction.To eradicate this problem,the government should put high taxes on addictive activities and induce people to do physical exercises.
7
band
News editors decide what to broadcast on Television and what to write in newspapers. What factors influence those decisions? Do you think we become used to bad news? Should more good news be reported?
The content published in print and broadcasted on national channels, is compiled by the editors of news agencies. The factors which contribute to finalizing a story will be discussed in the essay, along with some answers to questions one might ask as a viewer – Have we normalized and become accustomed to bad news? Moreover, is it important to notify the masses about positive developments more frequently?
6.5
band
2.Many parents in Vietnam invest heavily into their child’s education hoping for the best. Do the advantages of this outweigh the disadvantages?
A common trend frequently around the educational system in Vietnam is whether to pay fees for children’s studies which causes an imbalance in financial management whereas the advantage of this is increasing the adaptation ability to the work environment as well as gaining a suitable work.

Many people prefer to spend money and not save it. What are the reasons? Is it positive or negative?

Your opinion

Essentional vocabulary list for IELTS Writing 7+

The internet has transformed the way information is shared and consumed, but it has also created problems that did not exist before. What are the most serious problems associated with the internet and what solutions can you suggest?

In some countries university students live at home with their family while they study, whereas in other countries students attend university in another city. Do you think the benefits of living away from home during university outweigh the disadvantages?

Research shows that some activities are good for health and others are bad.Despite knowing that millions of people engage in unhealthy activites. What is the cause of this? What can be done?

News editors decide what to broadcast on Television and what to write in newspapers. What factors influence those decisions? Do you think we become used to bad news? Should more good news be reported?

2.Many parents in Vietnam invest heavily into their child’s education hoping for the best. Do the advantages of this outweigh the disadvantages?