Many people today are worried about cybercrime chess hacking and identity theft. What problems does cybercrime cause, and what solutions can you suggest for ordinary people and business to take?

Nowadays,

cybercrime

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hacking and

identity

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theft are causing a large population to worry about their online security.

This

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is happening when more people are using online banking and electronic payment systems for both personal and

business

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purposes.

Although

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this

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can post a big problem for individuals and businesses alike, there are steps that can be taken to safeguard their personal

identity

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and minimize the threats of becoming a

victim

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of

cybercrime

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. I will mention some of the common problems that

cybercrime

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is

creating

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created

for people and several precautions that people can take to make their online activities safer.

Cybercrime

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can happen in many ways,

such

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as scam emails or scam phone calls tricking people to believe that their

bank

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accounts have been compromised and try to get respondents to disclose their personal

information

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, including but not limited to, their date of birth and online passwords. If people fall

to

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for

into

this

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type of

cybercrime

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, they can stand to lose a lot of

money

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because the criminals will use the

information

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gained to withdraw

money

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from the

victim

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's

bank

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account. Another type of

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cybercrime

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cyber crime

is through the use of various methods to gain access to

business

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databases where

sensible

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sensitive

and confidential

business

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and customer's

information

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are being stored. There have been many cases that big corporations have their database system hacked into and millions of

customers

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customer

customers'

information

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have been stolen. With

this

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confidential personal

information

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, criminals can inflict a lot of financial

damages

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damage

to people, like getting credit cards with

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victim's

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the victim's information

information

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, getting

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bank loan

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a bank loan

under

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victim's

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the victim's identity

identity

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. All these types of criminal activities are causing people to lose confidence

on

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in

online banking and

business

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activities while both governments and businesses are trying to convince people to rely on their online systems more than ever before. Many multi-national corporations had been fined for big amount of

money

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for failing to protect their customers'

information

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from cyber hackers.

This

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type of

cybercrime

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has been causing

business

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a lot of

money

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, not only in the fines that they need

pay but

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pay, but

also

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the huge amount of

money

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that they have to invest in cyber-security to protect their electronic

information

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. Undoubtedly,

this

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kind of

cybercrime

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is very damaging and wide spreading, there are many steps that can be taken to make it more difficult for these cyber criminals to success. One of the easiest steps is to make your online passwords more difficult for other people to guess, never use your own names or

birthdates

an anniversary of the day on which a person was born (or the celebration of it)

birthdays

as your passwords.

Also

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, people should make it as a habit to change their online passwords on a regular basis. People should always verify that the emails and/or phone calls that are demanding the disclosure of their personal

information

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are legit. It is always a better idea to either call back to your

bank

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's or

business

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's published phone number to make sure that you

are talking

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talk

to the right officials before giving away any

information

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. Businesses should

also

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do a better job in building a stronger and more robust online security system to protect their customers' personal

information

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. In conclusion,

cybercrime

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hacking and

identity

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theft may be happening more often than people would like, but it can certainly be prevented with proper public education and people treating their personal

information

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more carefully.