Nowadays,
cybercrime
hacking and
identity
theft are causing a large population to worry about their online security.
This
is happening when more people are using online banking and electronic payment systems for both personal and
business
purposes.
Although
this
can post a big problem for individuals and businesses alike, there are steps that can be taken to safeguard their personal
identity
and minimize the threats of becoming a
victim
of
cybercrime
. I will mention some of the common problems that
cybercrime
is
for people and several precautions that people can take to make their online activities safer.
Cybercrime
can happen in many ways,
such
as scam emails or scam phone calls tricking people to believe that their
bank
accounts have been compromised and try to get respondents to disclose their personal
information
, including but not limited to, their date of birth and online passwords. If people fall
this
type of
cybercrime
, they can stand to lose a lot of
money
because the criminals will use the
information
gained to withdraw
money
from the
victim
's
bank
account. Another type of
is through the use of various methods to gain access to
business
databases where
and confidential
business
and customer's
information
are being stored. There have been many cases that big corporations have their database system hacked into and millions of
information
have been stolen. With
this
confidential personal
information
, criminals can inflict a lot of financial
to people, like getting credit cards with
information
, getting
under
identity
. All these types of criminal activities are causing people to lose confidence
online banking and
business
activities while both governments and businesses are trying to convince people to rely on their online systems more than ever before. Many multi-national corporations had been fined for big amount of
money
for failing to protect their customers'
information
from cyber hackers.
This
type of
cybercrime
has been causing
business
a lot of
money
, not only in the fines that they need
also
the huge amount of
money
that they have to invest in cyber-security to protect their electronic
information
.
Undoubtedly,
this
kind of
cybercrime
is very damaging and wide spreading, there are many steps that can be taken to make it more difficult for these cyber criminals to success. One of the easiest steps is to make your online passwords more difficult for other people to guess, never use your own names or
birthdatesan anniversary of the day on which a person was born (or the celebration of it)
as your passwords.
Also
, people should make it as a habit to change their online passwords on a regular basis. People should always verify that the emails and/or phone calls that are demanding the disclosure of their personal
information
are legit. It is always a better idea to either call back to your
bank
's or
business
's published phone number to make sure that you
to the right officials before giving away any
information
. Businesses should
also
do a better job in building a stronger and more robust online security system to protect their customers' personal
information
.
In conclusion,
cybercrime
hacking and
identity
theft may be happening more often than people would like, but it can certainly be prevented with proper public education and people treating their personal
information
more carefully.