Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this. Give reasons for your answer and include any relevant examples from your own knowledge or experience.

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With the revolution of modern technology, digital and

plastic

Use synonyms

money

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plays a crucial part in society.

Therefore

Linking Words

, credit and debit cards have become exponentially popular over traditional banknotes and coins.

This

Linking Words

essay will discuss both the positive and negative aspects of

this

Linking Words

development.

To begin

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with, there are myriads of upsides by availing the features of

plastic

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money

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Firstly

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, they are considered to be a financial backup. Emergencies are irrefutable, and withdrawing

money

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from banks cannot be possible on holidays;

therefore

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, credit and debit cards can be utilized wisely in

such

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circumstances.

Secondly

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, it eases the masses' lives by preventing them from carrying loads of

cash

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while making domestic or international travel. Indeed,

cash

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cards are advantageous as they can be used anywhere around the world effortlessly. To exemplify, essentially every bank has an international transaction facility, and by opting that

plastic

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money

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can be used at other financial centres nationwide since banks have a central connection with one another.

However

Linking Words

, several demerits are associated with

this

Linking Words

trend. Financial institutions often penalize exorbitantly high charges for those who fail to pay their bills on time. Despite providing benefits, risk factors in credit cards are tremendous as individuals have to pay a late fee at times.

Besides

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, people have become extravagant since

plastic

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cards do not provide the sense of spending more

cash

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;

consequently

Linking Words

, they find themselves under financial predicaments.

For instance

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, The World Economic Center reported that people's spending habit has radically changed since the advent of

plastic

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money

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. In conclusion, despite having fewer drawbacks,

cash

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cards provide tremendous support and privileges for the community.

However

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, individuals should be aware of the usages and downsides to reap the benefits.

Thu Feb 20 2020

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Your opinion

Don’t put your opinion unless you are asked to give it.

If the question asks what you think, you MUST give your opinion to get a good score.

Don’t leave your opinion until the conclusion.

Here are examples of instructions that require you to give your opinion:

...do you agree or disagree?...do you think...?...your opinion...?

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10
Linking words
meeting the goal of 7 or more
3
Word repetition
meeting the goal of 3 or fewer
0
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 6.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 8.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 5.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

4 paragraphs

279 words

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Topic Vocabulary:

Plastic money
Credit and debit cards
Banknotes
Coins
Transactions
Convenience
Security
Unauthorized transactions
Budget management
Financial apps
Acceptance
Global reach
Versatile
Dependence on technology
Technology malfunction
Privacy concerns
Data privacy
Data breaches
Overspending
Accumulating debt
High-interest rates
Fees

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Nowadays plastic money replacements such as credit and debit cards are extremely popular, even more than banknotes and coins. Discuss the advantages and disadvantages of this. Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Your opinion

Many people believe that social networking sites (such as Facebook) have had a [huge negative impact on both individuals and society. To what extent do you agree?

Wealthy nations should assist poorer countries with humanitarian relief during natural disasters. Do you agree or disagree?

Some university students want to learn about other subjects in addition to their main subjects. Others believe it is more important to give all their time and attention to studying for a qualification. Discuss both these views and give your own opinion.

Some people believe that it is best to accept a bad situation, such as an unsatisfactory job or shortage of money. Others argue that it is better to try and improve such situations. Discuss both these views and give your own opinion

It is sometimes suggested that primary school children should learn how to grow vegetables and keep animals. What are the advantages and disadvantages? Do you think advantage of this outweigh the disadvantage?