Some people get into debt by buying things they don’t need or can’t afford. What are the reasons for this behavior? What action can be taken to prevent people from having this problem?

#people #debt #don’t #can’t #behavior #action

Nowadays, society is more consumerism-orientated than in the past. Strong advertising strategies and lack of

education

, especially financial

education

, are two of the main reasons why people buy more than they can afford. One step in avoiding the trap of consumerism could be introducing financial

education

in schools from an early age, beside a more restrictive loan policy. Consumerism is a wide-spread practice all over the world. People are more focused on buying things than on creating or preserving them in a long term. Individuals are, usually, attracted to buying things they do not need through advertising campaigns on TV or on the streets. Strong vivid colours, beautiful models and shining products create the desire for perfection and success in viewer’s mind.

For example

, if advertising describes an expensive car as an object that ensures a man’s success in attracting women, he will put himself in any debt needed to obtain that car. In fact, he does not need

such

an expensive car for being a Casanova.

Moreover

, the lack of financial training will determine him to act impulsively, because he does not know how to organize his finances. In order to prevent people from finding themselves in desperate situations, some educational measures would be helpful. If a person is able to value the things in an appropriate manner and he

she is aware of his

her financial possibilities,

then

she will be safe from a financial point of view.

For instance

, if a child is taught the value of money and how to spend it efficiently,

then

she will not be tempted to buy things he cannot afford.

In addition

, some more restrictive loan policies could,

also

, prevent people from buying things they cannot pay later. In conclusion, “easy and fast” buying things behaviour is an important issue of modern society. The aim to success and the tendency to be on trend with the latest lifestyle features put people in the situation of not being able to pay what they have bought by loan.

Therefore

, financial

education

and a more responsible attitude of the banks could be some of the solutions to

this

problem.

Tue Feb 25 2020

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9Linking words
meeting the goal of 7 or more
2Word repetition
meeting the goal of 3 or fewer
0Grammar mistakes
 

4 paragraphs

353 words

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Overall Band Score

Coherence and Cohesion: 7.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 8.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 8.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

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Some people get into debt by buying things they don’t need or can’t afford. What are the reasons for this behavior? What action can be taken to prevent people from having this problem?

Ultimate Speaking practice for IELTS

Nowadays the way many people interact with each other has changed because of technology. In what ways has technology affected the types of relationships people make? Has this become a positive or negative development?

Some people argue that historic buildings should be preserved in their original form. Others argue that this is both inadvisable and impossible. Discuss both views and give your own opinion.

In many countries government are investing in new technology to deal with the public. Why this is happening? Do you think this is an appropriate use of government money?

People nowadays are spending more time at the workplace and it is argued that this is a problem for family life. To what extent do you agree or disagree.

Some people from poor and rural backgrounds find it difficult to get a university education. Universities should make it easier for such groups to enrol. To what extent do you agree or disagree?

Essentional vocabulary list for IELTS Writing 7+