It has become very common for people to borrow money. Most people have a credit card, a mortgage and often they will buy car on credit as well. Is this a good idea or is it too risky? Discuss both views and give your own opinion

These days, many people are acquainted with credits cards and debts. They are using the cards for payments in online and debts are for investing money for some purpose.
, it is totally fine if we borrow money through
cards and mortgage.
For example
, many online shopping trends show that the people who purchase materialistic goods are often using the cards' preference which is mainly through a
benefit provides an option to buy things even if we are not having the full amount ready. But, one should be attentive to clear the amount took from
card after a certain period to avoid the over debts which are caused by increased periodic interests.
, many online shopping Web sites are offering the deals with customers, whoever purchases the goods with
credit card
a credit card
credit cards
by coupons and cash backs. These make people buy even more with the particular payment procedure.
, the debts are
useful for people who want to invest money for certain purposes.
For example
, if anyone who wants to start a business and are looking towards the investment help,
loans are the best option. Even we are having many categories in that like gold loan, land loan, property loan and many more. One can choose the best choice by their income status and
rates of interest keeping in their mind. In conclusion, it is helpful for us to pay through
cards and it is risky only if we chose the wrong rate of interest option which should always in accordance with the income status of an individual.
Submitted by 123navyakrishna123 on

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