It has become very common for people to borrow money. Most people have a credit card, a mortgage and often they will buy car on credit as well. Is this a good idea or is it too risky? Discuss both views and give your own opinion

#people #money #credit #card #mortgage #car #idea

These days, many people are acquainted with credits cards and debts. They are using the cards for payments in online and debts are for investing money for some purpose.

Firstly

, it is totally fine if we borrow money through

credit

cards and mortgage.

For example

, many online shopping trends show that the people who purchase materialistic goods are often using the cards' preference which is mainly through a

credit

card.

This

benefit provides an option to buy things even if we are not having the full amount ready. But, one should be attentive to clear the amount took from

credit

card after a certain period to avoid the over debts which are caused by increased periodic interests.

Secondly

, many online shopping Web sites are offering the deals with customers, whoever purchases the goods with

credit card

Suggestion

a credit card

credit cards

by coupons and cash backs. These make people buy even more with the particular payment procedure.

Thirdly

, the debts are

also

useful for people who want to invest money for certain purposes.

For example

, if anyone who wants to start a business and are looking towards the investment help,

then

loans are the best option. Even we are having many categories in that like gold loan, land loan, property loan and many more. One can choose the best choice by their income status and

also

rates of interest keeping in their mind. In conclusion, it is helpful for us to pay through

credit

cards and it is risky only if we chose the wrong rate of interest option which should always in accordance with the income status of an individual.

Submitted by 123navyakrishna123 on Fri Mar 06 2020

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Fully explain your ideas

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Sentence 3 - Thesis
Sentence 4 - Outline sentence

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Sentence 1 - Topic sentence
Sentence 2 - Example
Sentence 3 - Discussion
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Paragraph 3 - Second supporting paragraph

Sentence 1 - Topic sentence
Sentence 2 - Example
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7Linking words
meeting the goal of 7 or more
1Word repetition
meeting the goal of 3 or fewer
1Grammar mistakes
 

5 paragraphs

266 words

0123456789.0505

Overall Band Score

Coherence and Cohesion: 6.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 8.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 8.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 4.0

Complete response

6.5

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

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Topic Vocabulary:

compelled
strategic financial decision
investing
property
cash flow
rewards programs
debt trap
servicing debt
exacerbate
financial strain
cycle of debt
personal responsibility
financial literacy
informed decisions
excessive borrowing
ill-informed borrowing
financial planning

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It has become very common for people to borrow money. Most people have a credit card, a mortgage and often they will buy car on credit as well. Is this a good idea or is it too risky? Discuss both views and give your own opinion

Fully explain your ideas

Essentional vocabulary list for IELTS Writing 7+

In some part of the world, women are not allowed to vote. What is your opinion about this ?

Should the government fund the education and healthcare system? What is your opinion?

Some people believe that technology has led to many positive developments in their lives, while others think technology is gradually taking over control of the way people live.

Differences between countries are becoming less evident. Nowadays people are watching the same films, fashion, brands, advertisements and TV channels. To what extend do the disadvantages of this outweigh the advantages?