It has become very common for people to borrow money. Most people have a credit card, a mortgage and often they will buy car on credit as well. Is this a good idea or is it too risky? Discuss both views and give your own opinion

#people #money #credit #card #mortgage #car #idea

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These days, many people are acquainted with credits cards and debts. They are using the cards for payments in online and debts are for investing money for some purpose.

Firstly

, it is totally fine if we borrow money through

credit

cards and mortgage.

For example

, many online shopping trends show that the people who purchase materialistic goods are often using the cards' preference which is mainly through a

credit

card.

This

benefit provides an option to buy things even if we are not having the full amount ready. But, one should be attentive to clear the amount took from

credit

card after a certain period to avoid the over debts which are caused by increased periodic interests.

Secondly

, many online shopping Web sites are offering the deals with customers, whoever purchases the goods with

credit card

Suggestion

a credit card

credit cards

by coupons and cash backs. These make people buy even more with the particular payment procedure.

Thirdly

, the debts are

also

useful for people who want to invest money for certain purposes.

For example

, if anyone who wants to start a business and are looking towards the investment help,

then

loans are the best option. Even we are having many categories in that like gold loan, land loan, property loan and many more. One can choose the best choice by their income status and

also

rates of interest keeping in their mind. In conclusion, it is helpful for us to pay through

credit

cards and it is risky only if we chose the wrong rate of interest option which should always in accordance with the income status of an individual.

Submitted by 123navyakrishna123 on Fri Mar 06 2020

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Fully explain your ideas

To get an excellent score in the IELTS Task 2 writing section, one of the easiest and most effective tips is structuring your writing in the most solid format. A great argument essay structure may be divided to four paragraphs, in which comprises of four sentences (excluding the conclusion paragraph, which comprises of three sentences).

For we to consider an essay structure a great one, it should be looking like this:

Paragraph 1 - Introduction

Sentence 1 - Background statement
Sentence 2 - Detailed background statement
Sentence 3 - Thesis
Sentence 4 - Outline sentence

Paragraph 2 - First supporting paragraph

Sentence 1 - Topic sentence
Sentence 2 - Example
Sentence 3 - Discussion
Sentence 4 - Conclusion

Paragraph 3 - Second supporting paragraph

Sentence 1 - Topic sentence
Sentence 2 - Example
Sentence 3 - Discussion
Sentence 4 - Conclusion

Paragraph 4 - Conclusion

Sentence 1 - Summary
Sentence 2 - Restatement of thesis
Sentence 3 - Prediction or recommendation

Our recommended essay structure above comprises of fifteen (15) sentences, which will make your essay approximately 250 to 275 words.

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7
Linking words
meeting the goal of 7 or more
1
Word repetition
meeting the goal of 3 or fewer
1
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 6.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 8.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 8.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 4.0

Complete response

6.5

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

5 paragraphs

266 words

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Topic Vocabulary:

compelled
strategic financial decision
investing
property
cash flow
rewards programs
debt trap
servicing debt
exacerbate
financial strain
cycle of debt
personal responsibility
financial literacy
informed decisions
excessive borrowing
ill-informed borrowing
financial planning

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It has become very common for people to borrow money. Most people have a credit card, a mortgage and often they will buy car on credit as well. Is this a good idea or is it too risky? Discuss both views and give your own opinion

Fully explain your ideas

Percentage of students giving good ratings for different aspects of a university

Some people think that there are things individuals can do to help prevent global climate change. Others believe that action by individuals is useless and irrelevant and that it is only governments and large businesses which can make a difference. Discuss both these views and give your own opinion.

On a recent holiday, you lost a valuable item. Fortunately you have travel insurance to cover the cost of anything lost. Write a letter to the manager of the company – describe the item lost – explain how you lost it – tell the insurance company what you would like them to do

The migration of people to cities is one of the biggest problems facing the world's cities today. Discuss the main causes. What solutions could be used to tackle the situation? Give reasons for your answer and include any relevant examples from your knowledge or experience

Nowadays, not enough students choose science subjects in university in many countries. What are the reasons for this problem? What are the effects on society?