You are being harassed wrongly by Debt Collection Agency for the amount that you did not spend on your credit card. Write a letter to Banking Ombudsman Department and escalate the complaint. In your letter, • introduce yourself • describe what happened • say what you want the officer to do

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Dear Sir/Madam I am writing

this

letter to express my concern, regarding the finance operations on my credit card. My name is John Blackthorn and I have an account in your bank. I want to bring your attention to some unpleasant situation that has happened. I have been wrongly harassed by a Debt Collection Agency for the amount that I did not spend on my credit card. I use cards only in emergency situations, and I have never spent a big amount of money, so the situation when I have to pay for a transaction that didn't exist is highly unacceptable. I connected with the Agency yesterday and they gave me the information that I had spent two hundred dollars in the Cat Casino on a Friday night.

Additionally

, I spend five hundred dollars on a Saturday.

This

is impossible

due to

I did not leave my apartment on the weekend. I kindly request your support in

this

case, I believe your intervention will resolve my problems with the Debt Collection Agency so please provide them with a payment history to prove my innocence. Please do not hesitate to contact me if you need any

further

information. Thank you for your time and consideration. Yours sincerely, George

Submitted by dariusz.slusar on Sun Jun 30 2024

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coherence cohesion

For the 'Coherence and Cohesion' criterion, ensuring each paragraph sticks to a single idea can improve clarity. Try to avoid mixing details within paragraphs.

task achievement

For the 'Task Achievement' criterion, providing a little more detail about your attempts to resolve the issue directly with the Debt Collection Agency could make your case stronger.

greeting closing

The letter opens with a clear and respectful introduction, which establishes a solid tone for addressing the issue.

logical structure

The logical structure is strong; the sequence of paragraphs follows a clear and natural flow.

suitable writing tone

The tone used is suitable and respectful, which is important when addressing an official body like a Banking Ombudsman.

4
Linking words
meeting the goal of 7 or more
0
Word repetition
meeting the goal of 3 or fewer
0
Grammar mistakes
detected issues

0123456789.0505

Overall Band Score

Coherence and Cohesion: 8.0

Logical structure

Single idea per paragraph

Greeting and closing

Accurate linking words

Variety in linking words

Lexical resource: 9.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 8.0

Complete response

Suitable writing tone

Appropriate word count

7 paragraphs

207 words

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You are being harassed wrongly by Debt Collection Agency for the amount that you did not spend on your credit card. Write a letter to Banking Ombudsman Department and escalate the complaint. In your letter, • introduce yourself • describe what happened • say what you want the officer to do

University students are increasingly studying aboard as part of their studies. Do the advantages of studying aboard outweigh the disadvantages?

In many countries around the world, rural people are moving to cities, so the population in the countryside is decreasing. Do you think this is a positive or a negative development? Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Some people believe that Professionals such as doctors and engineers should be required to work in the country where they did their training others believe they should be free to work in another country if they wish discuss both these weeds and give your own opinion

Some people suggest that a country should try to produce all the food for its population and import as little food as possible. To what extent do you agree or disagree

‘Failure is proof that the desire wasn’t strong enough’ To what extent do you agree with this statement? Give reasons for your answer and include any relevant examples from your own knowledge or experience.