According to a recent study, the more time people use the Internet, the less time they spend with real human beings. Some people say that instead of seeing the Internet as a way of opening up new communication possibilities world- wide, we should be concerned about the effect this is having on social interaction. How far do you agree with this opinion?

The purpose of

this

essay is analysing the current situation with

pension

Suggestion

a pension system

the pension system

pension systems

system

of our

country

and defining advantages and disadvantages of it. The essay

first

will provide information about what the

pension

system

is,

second

will give information about

pension

Suggestion

the pension system

system

in Kazakhstan,

then

I will share my opinion and tell you about the pros and cons of

this

system

in our

country

. The

pension

system

is a set of legal, economic, organizational institutions and norms that aim, under certain conditions, to provide material support for citizens (usually the elderly) by paying them a

pension

. There are several types of

pension

systems in the world and they are divided by some attribute

such

as depending on the government’s participation (public, private, mixed type), on the principle of accumulation (solidarity, funded, provisionally funded). In my lovely

country

we have a

pension

system

that depends on your saving. Basic

pension

provision is provided by the state in the form of a basic and

solidary

pension

, funded by tax revenues in the budget. The

second

level includes mandatory 10% employee contributions and mandatory occupational

pension

contributions of employers in the amount of 5% of the income of employees engaged in dangerous working conditions. And the

third

level consists of individual and corporate voluntary

pension

contributions. Now let’s move to the pros and cons based on my opinion. Accumulative

pension

system

motivates people accumulate personal savings and self-provision their own old

age

, establishing the dependence of the size of

pension

payments from contributions and investment management.

However

, the problem is that current employees have a very small amount of salary from which

pension

contributions are paid to the

pension

fund. If the share of low-paid workers does not decrease,

then

the number of future pensioners who have not earned a decent

pension

will be as large as the number of low-paid workers. The poverty of employees is transformed into the poverty of pensioners without stopping. The other problem is the savings are actually greatly devalued in dollar terms and at the moment the

pension

is melting along with the value of the national currency. The Tenge exchange rate is very dependent on the price of oil and even with its stable value the rate dives down. Due to lack of experience and knowledge in the field of

pension

provision I asked my mother who is a pensioner what she thinks about

this

. It was kind a research. She said that there are more negative statements than positive in

pension

Suggestion

the pension system

system

. I’ll start with the negative. She said that some pensions are so small that they sometimes do not have enough for food, and because some have to provide for their entire family with their

pension

. Of course,

this

will not be enough for a few people. People have to

work

after

retirement

to feed their family and as often happens, they are not hired because they have reached

retirement

age

. There is

also

the problem of

retirement

age

. With each adopted reform, they increase

this

age

and at the moment women in Kazakhstan must reach 63 years of

age

to retire. What about nurses who have to

work

until they are 63 years old, many people have poor eyesight since they are 50 years old and nurses need good eyesight to do their job well. Given the

age

of mortality in our

country

and the

age

of

pension

many questions arise. The older generation does not get their

pension

for long. In other countries, people often travel after

retirement

,

this

can be noticed if you have been abroad. And our people do not travel they cannot afford to go to the city and do not get out of their villages. Foreign pensioners enjoy their lives when our pensioners are poor and fight for food. Old

age

is needed to enjoy the rest of your life, not to survive in our reality.

Finally

, positive arguments. She said that the good thing is that our

pension

payments are still in comparison more than in Russia since her relatives live there and receive pennies.

Also

, we have some privileges for large children, disabled people, and so on. At 18,

this

question is not critical.

Although

it's worth thinking about. And it is worth it at

this

age

, because in fact, all my life I will

work

for my old

age

, my future

pension

. I will not talk about how my

pension

will be formed, because as long as I carry out my

work

and

work

experience, everything may change more than once, but I hope that at the same time the attitude of the state to people will change.