People today are increasingly use credit card to make monthly purchases. Do the advantages outweigh the disadvantages?

#people #credit #card #purchases

The booming of banking sector made it possible for many users to apply and get easily the

credit

card

with certain limitations.

Hence

, people make their monthly expenses easily. In my opinion,

such

facility brings the advantages

such

as an improve with the standard of living and no

cash

carrying which outweigh the disadvantages

such

as being not able to pay on time and hacked. Admittedly, the main drawbacks using

credit

card

increase the risk of being hacked easily. It is true that many end user of plastic money did not know that their

card

is being hacked by the hackers and put them into the risk to pay at the end.

For instance

, in India, 55% of the

credit

card

users lodge the complaints to their banks stating that their

card

is hacked and they are not the one who did unknown costly transactions. Being not able to pay the expenses made by the end user on the due date is another negative side to it. To elucidate, banks always mention the due date of their respective

card

users for the expenses they made.

Hence

, many

such

users are not able to pay on their respective due date and become the defaulter, which affects their

credit

worthiness. Despite considering above disadvantages, there are numerous advantages. One of a benefit is not carrying

cash

in the pocket.

Such

facilities give us a chance not carry plenty

cash

along with us while travelling or buying any essential need from the shop.

Moreover

, there are very less chances of being a victim of the crime of robbery or theft. The main positive side to using the

credit

card

is an improvement in the standard of the living.

For example

, in China, many middle class employed people uses,

such

facilities to buy household items

such

as refrigerators, televisions, or washing machines on monthly instalments, which improves their standard.

Also

, it helps to economy to grow efficiently. In conclusion,

although

there are negatives for using plastic money

instead

cash

transactions

such

card

hacked and an increase in the chance to become defaulter if not paid on time, in my view, many advantages

such

as less chance being robbed and an improvement in living supersede

such

negatives.

Submitted by jdsmss on Sun Apr 12 2020

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Include an introduction and conclusion

A conclusion is essential for IELTS writing task 2. It is more important than most people realise. You will be penalised for missing a conclusion in your IELTS essay.

The easiest paragraph to write in an essay is the conclusion paragraph. This is because the paragraph mostly contains information that has already been presented in the essay – it is just the repetition of some information written in the introduction paragraph and supporting paragraphs.

The conclusion paragraph only has 3 sentences:

Summary
Restatement of thesis
Prediction or recommendation

Example:

To summarize, a robotic teacher does not have the necessary disciple to properly give instructions to students and actually works to retard the ability of a student to comprehend new lessons. Therefore, it is clear that the idea of running a classroom completely by a machine cannot be supported. After thorough analysis on this subject, it is predicted that the adverse effects of the debate over technology-driven teaching will always be greater than the positive effects, and because of this, classroom teachers will never be substituted for technology.

Start your conclusion with a linking phrase. Here are some examples:

In conclusion
To conclude
To summarize
Finally
In a nutshell
In general

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8Linking words
meeting the goal of 7 or more
3Word repetition
meeting the goal of 3 or fewer
0Grammar mistakes
 

4 paragraphs

374 words

7.00

Overall Band Score

Coherence and Cohesion: 6.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 8.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 5.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

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People today are increasingly use credit card to make monthly purchases. Do the advantages outweigh the disadvantages?

Include an introduction and conclusion

Some people think that in the modern world we are more dependent on each other, while others think that people have become more independent. Discuss both views and give your own opinion.

In their advertising, businesses nowadays usually emphasise that their products are new in some way. Why is this? Do you think it is a positive ır negative development?

Students should focus on learning in the classroom rather than show their status by wearing fashionable clothes. Therefore, all students have to wear school uniforms. Do you agree or disagree with this statement?

Students at schools and universities learn far more from lessons with teachers than from other sources such as the internet, television. To what extent, do you agree or disagree with their opinion?

In many countries, the amount of crime is increasing. What do you think are the main causes of crime? How can we deal with those crimes?

Some people think that in the modern world we are more dependent on each other, while others think that people have become more independent.  Discuss both views and give your own opinion.