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Band 7

People today are increasingly use credit card to make monthly purchases. Do the advantages outweigh the disadvantages?

#people #credit #card #purchases
The booming of banking sector made it possible for many users to apply and get easily the
credit
card
 with certain limitations.
Hence
, people make their monthly expenses easily. In my opinion,
such
 facility brings the advantages
such
 as an improve with the standard of living and no
cash
 carrying which outweigh the disadvantages
such
 as being not able to pay on time and hacked. Admittedly, the main drawbacks using
credit
card
 increase the risk of being hacked easily. It is true that many end user of plastic money did not know that their
card
 is being hacked by the hackers and put them into the risk to pay at the end.
For instance
, in India, 55% of the
credit
card
 users lodge the complaints to their banks stating that their
card
 is hacked and they are not the one who did unknown costly transactions. Being not able to pay the expenses made by the end user on the due date is another negative side to it. To elucidate, banks always mention the due date of their respective
card
 users for the expenses they made.
Hence
, many
such
 users are not able to pay on their respective due date and become the defaulter, which affects their
credit
 worthiness. Despite considering above disadvantages, there are numerous advantages. One of a benefit is not carrying
cash
 in the pocket.
Such
 facilities give us a chance not carry plenty
cash
 along with us while travelling or buying any essential need from the shop.
Moreover
, there are very less chances of being a victim of the crime of robbery or theft. The main positive side to using the
credit
card
 is an improvement in the standard of the living.
For example
, in China, many middle class employed people uses,
such
 facilities to buy household items
such
 as refrigerators, televisions, or washing machines on monthly instalments, which improves their standard.
Also
, it helps to economy to grow efficiently. In conclusion,
although
 there are negatives for using plastic money
instead
 of
cash
 transactions
such
 as
card
 hacked and an increase in the chance to become defaulter if not paid on time, in my view, many advantages
such
 as less chance being robbed and an improvement in living supersede
such
 negatives.
Submitted by jdsmss on

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Include an introduction and conclusion

A conclusion is essential for IELTS writing task 2. It is more important than most people realise. You will be penalised for missing a conclusion in your IELTS essay.

The easiest paragraph to write in an essay is the conclusion paragraph. This is because the paragraph mostly contains information that has already been presented in the essay – it is just the repetition of some information written in the introduction paragraph and supporting paragraphs.

The conclusion paragraph only has 3 sentences:

  • Summary
  • Restatement of thesis
  • Prediction or recommendation

Example:

To summarize, a robotic teacher does not have the necessary disciple to properly give instructions to students and actually works to retard the ability of a student to comprehend new lessons. Therefore, it is clear that the idea of running a classroom completely by a machine cannot be supported. After thorough analysis on this subject, it is predicted that the adverse effects of the debate over technology-driven teaching will always be greater than the positive effects, and because of this, classroom teachers will never be substituted for technology.

Start your conclusion with a linking phrase. Here are some examples:

  • In conclusion
  • To conclude
  • To summarize
  • Finally
  • In a nutshell
  • In general

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