People today are increasingly use credit card to make monthly purchases. Do the advantages outweigh the disadvantages?

#people #credit #card #purchases

The booming of banking sector made it possible for many users to apply and get easily the

credit

card

with certain limitations.

Hence

, people make their monthly expenses easily. In my opinion,

such

facility brings the advantages

such

as an improve with the standard of living and no

cash

carrying which outweigh the disadvantages

such

as being not able to pay on time and hacked. Admittedly, the main drawbacks using

credit

card

increase the risk of being hacked easily. It is true that many end user of plastic money did not know that their

card

is being hacked by the hackers and put them into the risk to pay at the end.

For instance

, in India, 55% of the

credit

card

users lodge the complaints to their banks stating that their

card

is hacked and they are not the one who did unknown costly transactions. Being not able to pay the expenses made by the end user on the due date is another negative side to it. To elucidate, banks always mention the due date of their respective

card

users for the expenses they made.

Hence

, many

such

users are not able to pay on their respective due date and become the defaulter, which affects their

credit

worthiness. Despite considering above disadvantages, there are numerous advantages. One of a benefit is not carrying

cash

in the pocket.

Such

facilities give us a chance not carry plenty

cash

along with us while travelling or buying any essential need from the shop.

Moreover

, there are very less chances of being a victim of the crime of robbery or theft. The main positive side to using the

credit

card

is an improvement in the standard of the living.

For example

, in China, many middle class employed people uses,

such

facilities to buy household items

such

as refrigerators, televisions, or washing machines on monthly instalments, which improves their standard.

Also

, it helps to economy to grow efficiently. In conclusion,

although

there are negatives for using plastic money

instead

cash

transactions

such

card

hacked and an increase in the chance to become defaulter if not paid on time, in my view, many advantages

such

as less chance being robbed and an improvement in living supersede

such

negatives.

Submitted by jdsmss on Sun Apr 12 2020

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Include an introduction and conclusion

A conclusion is essential for IELTS writing task 2. It is more important than most people realise. You will be penalised for missing a conclusion in your IELTS essay.

The easiest paragraph to write in an essay is the conclusion paragraph. This is because the paragraph mostly contains information that has already been presented in the essay – it is just the repetition of some information written in the introduction paragraph and supporting paragraphs.

The conclusion paragraph only has 3 sentences:

Summary
Restatement of thesis
Prediction or recommendation

Example:

To summarize, a robotic teacher does not have the necessary disciple to properly give instructions to students and actually works to retard the ability of a student to comprehend new lessons. Therefore, it is clear that the idea of running a classroom completely by a machine cannot be supported. After thorough analysis on this subject, it is predicted that the adverse effects of the debate over technology-driven teaching will always be greater than the positive effects, and because of this, classroom teachers will never be substituted for technology.

Start your conclusion with a linking phrase. Here are some examples:

In conclusion
To conclude
To summarize
Finally
In a nutshell
In general

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8Linking words
meeting the goal of 7 or more
3Word repetition
meeting the goal of 3 or fewer
0Grammar mistakes
 

4 paragraphs

374 words

0123456789.0505

Overall Band Score

Coherence and Cohesion: 6.0

Logical structure

Introduction & conclusion present

Supported main points

Accurate linking words

Variety in linking words

Lexical resource: 8.0

Varied vocabulary

Accurate spelling & word formation

Grammatical Range: 9.0

Mix of complex & simple sentences

Clear and correct grammar

Task Achievement: 5.0

Complete response

Clear & comprehensive ideas

Relevant & specific examples

Appropriate word count

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People today are increasingly use credit card to make monthly purchases. Do the advantages outweigh the disadvantages?

Include an introduction and conclusion

People born today can expect to live longer than people in previous generations. What are some of the positive and negative implications of this phenomenon? Give reasons for your answer and include any relevant examples from your own knowledge or experience.

Some jobs are based at a single work place where the hours are the same each day, while other jobs involve frequent travel and irregular working hours. Discuss the advantages of both types of job and give your own opinion about which one is best.

Young people are often influenced in their behaviours and situations by others in the same age. This is called peer pressure. Do the disadvantages of this issue outweigh advanages of it.

Some parents buy their children whatever they ask for, and allow their children to do whatever they want? Is this a good way to raise children? What consequences could this style of parenting have for children as they get older?